Personal Finance


Top 10 Financial Tips For Starting A Family

Starting a family brings a lot of responsibility. And among those responsibilities, finance is not an exception. The Chief Executive and president of Citi’s Women & CO., Linda Descano, consults its clients to better plan their expensive when starting a family instead of living under an unending costs of a burgeoning family. She deliver the following guidelines for starting a richer future.



4 Key Question On Financial Intergrity

Financial integrity is defined as day-to-day actions which are aligned with your personal financial goals, on top of general money principles that lead to wealth accumulation. You live within the context of financial integrity when you actually do what you know you should do to honor your value for financial security. You are out of financial integrity when you do not.



Get Rich Slow (Old)

When I was waiting for my SPM exam results. I had a conversation with my father, who had by then retired. He revealed something that I will never forget for as long as I live. With his arms around my shoulder, he said: ‘I struggled throughout my life to earn just enough to raise you. I don’t have a degree. I don’t know about music although I like listening to Teresa Ting. What I hope for you is to get a professional degree and find a stable job so that you can earn comfortably to support your family. To summarize this piece of advice – it is to get rich slowly and the problem is that getting old is certain, but getting rich is not.



The 1/3 Savings Now for 2/3 Future Replacement Income

The 1/3 Savings Now for 2/3 Future Replacement Income



The Most Important Skill to Get Rich

The Most Important Skill to Get Rich



A story of a merehant and his 4 wives

A story of a merehant and his 4 wives



Your Journey to the “Financial Destination” Money Compass for Women

Your Journey to the “Financial Destination” Money Compass for Women



What is an Emergency Fund & Purpose of an Emergency Fund

What is an Emergency Fund & Purpose of an Emergency Fund



Have you charted your Financial Blueprint? No? Why?

Have you charted your Financial Blueprint? No? Why?



The 3 Big Retirement Income Issues

The 3 Big Retirement Income Issues