Finance Planning


Gen Y Ladies

How many children would have heard their parents mentions, “Back in my time…”? Just hearing those words, children can expect to be in for a lengthy recount on how things were done differently during their parent’s glory days.



Breaking Up is Hard to Do…..

Standard and common reasons for divorce are infidelity, substance and physical abuse, gambling and incompatibility. Less common reasons are interference from in-laws as well as religious and cultural differences, but these are valid reasons, nevertheless.



My Financial Life

I trust that since the first part of my article, you, my dear readers, have been keeping well and have been keeping an eye on your finances as well.



Is It True That EPF Investment Schemes Perform Below Actual EPF?

As I am writing this article, EPF has just declared its highest return ever of 6.15% in this decade. Many are eager to hear the good news, and certainly many EPF depositors are content with EPF’s performance compared to the performance of other assets.



Malaysian Women and their Financial Lives

Malaysia’s population stands at 29,336,000, of which about 13,313,000 or 45% are women, according to Bank Negara Malaysia’s population projection based on the Population and Housing Census of Malaysia 2010, adjusted for under enumeration.



Choosing the Right Financial Adviser in Malaysia

In this issue of Money Compass, I will discuss what you need to know when looking for the right financial planner for yourself and how to ensure whether the planner is registered.



Series on Business Succession 3 A Family Wealth Management Story

Complication of family business succession and wealth planning
Without a structured family succession plan, wealth distribution issues become complex and may lead to conflict and ill-feelings among the surviving family members. Therefore, addressing all aspects of family wealth planning is essential to maintain family harmony.
What does wealth planning include?
Wealth planning encompasses the activities necessary for wealthy individuals to ensure that their financial affairs are in order and that their assets will be well managed and directed as intended. Whether an estate or wealth plan is effective or not will depend on …



My Financial Life

This is a story about my financial life. I have been asked by most of my friends to tell my story because they elt that what I am doing with the financial aspects of my life now and my past mistakes would inspire other people to plan for a better quality of financial life.
I would like to start my story from the time I graduated from my Diploma in Personnel Management. I started working and was well aware that I had little to start with.



Choosing the Right Financial Planner in Malaysia (PART 1)

Do you need one in the first place? A group of matured ladies were sitting down to a good cup of tea and kuih when the subject of life and money cropped up. One of them said in a matter-of-fact tone: “Looking at all the money spending distractions and the rising cost of goods, I will be lucky if my children do not come back to me for money, let alone provide for me in my old age.” This is life, especially in the city.



Malaysia’s voluntary PRS established

Prime minister (PM) Dato’ Sri Mohd Najib Tun Razak has launched the final component of the private retire- ment scheme (PRS) framework with the establishment of the Private Pension Administrator (PPA) and the approval by the SC of the first set of Private PRS.