{"id":18294,"date":"2025-11-08T01:00:00","date_gmt":"2025-11-08T01:00:00","guid":{"rendered":"https:\/\/moneycompass.com.my\/cn\/%e5%ba%b7%e7%bb%b4%e4%bb%96%e6%90%ba%e9%ba%a6%e5%8d%a2%e5%8d%a1%e8%9c%82%e8%9c%9c%e8%a1%8c%e4%b8%9a%e9%87%91%e6%a0%87%e5%87%86%e7%82%b9%e4%ba%ae%e8%bf%9b%e5%8d%9a%e9%8e%8f%e9%87%91%e6%97%b6\/"},"modified":"2025-11-08T01:00:00","modified_gmt":"2025-11-08T01:00:00","slug":"%e5%ba%b7%e7%bb%b4%e4%bb%96%e6%90%ba%e9%ba%a6%e5%8d%a2%e5%8d%a1%e8%9c%82%e8%9c%9c%e8%a1%8c%e4%b8%9a%e9%87%91%e6%a0%87%e5%87%86%e7%82%b9%e4%ba%ae%e8%bf%9b%e5%8d%9a%e9%8e%8f%e9%87%91%e6%97%b6","status":"publish","type":"post","link":"https:\/\/moneycompass.com.my\/cn\/%e5%ba%b7%e7%bb%b4%e4%bb%96%e6%90%ba%e9%ba%a6%e5%8d%a2%e5%8d%a1%e8%9c%82%e8%9c%9c%e8%a1%8c%e4%b8%9a%e9%87%91%e6%a0%87%e5%87%86%e7%82%b9%e4%ba%ae%e8%bf%9b%e5%8d%9a%e9%8e%8f%e9%87%91%e6%97%b6\/","title":{"rendered":"\u5eb7\u7ef4\u4ed6\u643a\u9ea6\u5362\u5361\u8702\u871c\u884c\u4e1a”\u91d1\u6807\u51c6”\u70b9\u4eae\u8fdb\u535a”\u938f\u91d1\u65f6\u523b”"},"content":{"rendered":"

\n \u4e0a\u6d77<\/span>
\n 2025\u5e7411\u67088\u65e5<\/span> \/\u7f8e\u901a\u793e\/ — 2025\u5e7411\u67085\u65e5\u81f310\u65e5\uff0c\u65b0\u897f\u5170\u9ea6\u5362\u5361\u8702\u871c\u9886\u5148\u54c1\u724c\u5eb7\u7ef4\u4ed6\uff08Comvita\uff09\u518d\u5ea6\u4eae\u76f8\u4e2d\u56fd\u56fd\u9645\u8fdb\u53e3\u535a\u89c8\u4f1a\uff0c\u5448\u73b0\u4ee5”\u938f\u91d1\u65f6\u523b\uff08Golden Moments\uff09”\u4e3a\u4e3b\u9898\u7684\u6c89\u6d78\u5f0f\u5c55\u9986\uff0c\u5c06\u9ea6\u5362\u5361\u8702\u871c\u7684\u9187\u539a\u8d28\u611f\u4e0e\u65b0\u897f\u5170\u7684\u539f\u59cb\u666f\u89c2\u4ea4\u7ec7\u4e3a\u4e00\u5e45\u6d41\u52a8\u753b\u5377\u3002\u4f5c\u4e3a\u8fde\u7eed15\u5e74\u88ab\u65b0\u897f\u5170\u9ea6\u5362\u5361\u8702\u871c\u884c\u4e1a\u534f\u4f1a\uff08UMFHA\uff09\u8ba4\u8bc1\u7684\u7684\u6700\u5927\u9ea6\u5362\u5361\u8702\u871c\u751f\u4ea7\u5546\uff0c\u5eb7\u7ef4\u4ed6\u4ee5\u884c\u4e1a”\u91d1\u6807\u51c6”\u6210\u5c31\u81f3\u81fb\u54c1\u8d28\uff0c\u6301\u7eed\u5151\u73b0\u54c1\u724c\u5bf9\u5168\u7403\u6d88\u8d39\u8005\u7684\u7eaf\u51c0\u627f\u8bfa\u3002\u6b64\u6b21\uff0c\u5eb7\u7ef4\u4ed6\u4ea6\u9686\u91cd\u5448\u732e\u5176\u4f20\u5947\u4e4b\u4f5c\u2014\u2014UMF29+\u9ea6\u5362\u5361\u8702\u871c\uff0c\u5c06\u8fd9\u4efd\u5bf9\u9ad8\u6807\u51c6\u7684\u575a\u6301\u5177\u8c61\u5316\u4e3a\u81f3\u81fb\u871c\u793c\u732e\u7ed9\u4e2d\u56fd\u6d88\u8d39\u8005\u3002<\/p>\n

\n

\n <\/a><\/p>\n

\n <\/p>\n<\/div>\n

\u56f4\u7ed5”\u938f\u91d1\u65f6\u523b”\u4e3b\u9898\uff0c\u5eb7\u7ef4\u4ed6\u5728\u672c\u5c4a\u8fdb\u535a\u4f1a\u5320\u5fc3\u6253\u9020\u51fa\u4e00\u65b9\u6c89\u6d78\u5f0f\u611f\u5b98\u7a7a\u95f4\u3002\u4ee5\u73af\u7ed5\u5f0fLED\u5de8\u5e55\u4e3a\u8f7d\u4f53\uff0c\u8ba9\u8702\u871c\u7684\u938f\u91d1\u8d28\u611f\u4e0e\u65b0\u897f\u5170\u7684\u58ee\u4e3d\u5c71\u6cb3\u5728\u5899\u9762\u548c\u5929\u82b1\u677f\u95f4\u65e0\u7f1d\u6d41\u6dcc\u3002\u5c55\u9986\u8425\u9020\u4e86\u4e00\u4e2a\u8fdc\u79bb\u55a7\u56a3\u7684\u7597\u6108\u573a\u57df\uff0c\u5f15\u5bfc\u8bbf\u5ba2\u5728\u6b64\u9a7b\u8db3\u3001\u6c89\u6d78\uff0c\u4e8e\u81ea\u7136\u53d9\u4e8b\u4e2d\u5f00\u542f\u4e00\u573a\u5173\u4e8e\u5065\u5eb7\u672c\u6e90\u4e0e\u751f\u6d3b\u7f8e\u5b66\u7684\u6df1\u5ea6\u5bf9\u8bdd\u3002”\u938f\u91d1\u65f6\u523b”\u5448\u73b0\u7684\u662f\u54c1\u724c\u7684”\u5b88\u62a4”\u6001\u5ea6\uff1a\u65e2\u5b88\u62a4\u81ea\u7136\u7684\u7eaf\u51c0\uff0c\u66f4\u5e0c\u671b\u5c06\u8fd9\u4efd\u6e90\u81ea\u65b0\u897f\u5170\u7684\u5929\u7136\u80fd\u91cf\uff0c\u8f6c\u5316\u4e3a\u966a\u4f34\u6d88\u8d39\u8005\u5171\u5ea6\u4eba\u751f\u73cd\u8d35\u9636\u6bb5\u7684\u5065\u5eb7\u9009\u62e9\uff0c\u8ba9\u81ea\u7136\u4e4b\u529b\uff0c\u6210\u4e3a”\u938f\u91d1\u65f6\u523b”\u91cc\u6700\u575a\u5b9e\u7684\u5b88\u62a4\u3002\u5f00\u9986\u9996\u65e5\uff0c\u65b0\u897f\u5170\u9a7b\u534e\u5927\u4f7fDr. Jonathan Austin\u51fa\u5e2d\u4e86\u5f00\u5e55\u4eea\u5f0f\uff0c\u89c1\u8bc1\u8fd9\u4e00\u8c61\u5f81\u4e2d\u65b0\u7ecf\u8d38\u4e0e\u6587\u5316\u4ea4\u6d41\u7684\u9ad8\u5149\u65f6\u523b\u3002<\/p>\n

\n

\n <\/a><\/p>\n

\n <\/p>\n<\/div>\n

\n “\u91d1”\u6807\u4e3a\u5c3a\uff0c\u4e08\u91cf\u81ea\u7136\u521d\u5fc3\n <\/p>\n

\u5eb7\u7ef4\u4ed6\u4f5c\u4e3a\u9ea6\u5362\u5361\u8702\u871c\u884c\u4e1a\u7684\u5960\u57fa\u8005\uff0c\u5df2\u8d70\u8fc7\u8fd1\u534a\u4e2a\u4e16\u7eaa\u7684\u575a\u5b88\u4e4b\u8def\u3002\u8eab\u4e3a\u65b0\u897f\u5170\u9ea6\u5362\u5361\u8702\u871c\u534f\u4f1a\uff08UMFHA\uff09\u7684\u521d\u59cb\u4f1a\u5458\uff0c\u5eb7\u7ef4\u4ed6\u5df2\u7ecf\u8fde\u7eed15\u5e74\u88ab\u8ba4\u8bc1\u4e3a\u6700\u5927\u9ea6\u5362\u5361\u8702\u871c\u54c1\u724c\u53ca\u751f\u4ea7\u5546\u3002\u54c1\u724c\u59cb\u7ec8\u4ee5\u9ad8\u4e8e\u884c\u4e1a\u7684\u6807\u51c6\u81ea\u6211\u97ad\u7b56\uff0c\u81f4\u529b\u4e8e\u6811\u7acb\u9ea6\u5362\u5361\u8702\u871c\u7684”\u9ec4\u91d1\u51c6\u5219”\u3002<\/p>\n

\u6570\u5341\u5e74\u6765\uff0c\u5eb7\u7ef4\u4ed6\u6089\u5fc3\u57f9\u80b2\u51fa\u7b2c\u4e09\u4ee3\u9ea6\u5362\u5361\u6811\uff0c\u6301\u7eed\u63d0\u5347\u871c\u6e90\u54c1\u8d28\uff1b\u6784\u5efa\u4e86\u4ece\u871c\u6e90\u8ffd\u8e2a\u5230\u6210\u54c1\u51fa\u5382\u7684\u5168\u94fe\u8def\u54c1\u63a7\u4f53\u7cfb\uff0c\u771f\u6b63\u5b9e\u73b0\u4ece\u68ee\u6797\u5230\u65e5\u5e38\u7684\u6bcf\u4e00\u6b65\u90fd\u53ef\u8ffd\u6eaf\u3001\u53ef\u4fe1\u4efb\uff1b\u66f4\u62e5\u6709\u83b7\u5f97IANZ\uff08\u65b0\u897f\u5170\u56fd\u9645\u8ba4\u53ef\uff09\u548cMPI\uff08\u65b0\u897f\u5170\u521d\u7ea7\u4ea7\u4e1a\u90e8\uff09\u53cc\u91cd\u8ba4\u8bc1\u7684\u9ea6\u5362\u5361\u8702\u871c\u5b9e\u9a8c\u5ba4\uff0c\u4e25\u8c28\u628a\u5173\u6bcf\u4e00\u6279\u9ea6\u5362\u5361\u8702\u871c\u7684UMF\u503c\u3002UMF\u540e\u7684\u6570\u5b57\u662f\u8861\u91cf\u9ea6\u5362\u5361\u8702\u871c\u4e2d\u5929\u7136\u6d3b\u6027\u6210\u5206”\u72ec\u9ea6\u7d20”\u6d53\u5ea6\u7684\u6838\u5fc3\u6307\u6807\uff0c\u6570\u5b57\u8d8a\u9ad8\uff0c\u610f\u5473\u7740\u72ec\u9ea6\u7d20\u6d53\u5ea6\u8d8a\u9ad8\u3002<\/p>\n

\u5728”\u6d3b\u6027\u8d85\u957f\u4e45\uff0c\u81ea\u7136\u5eb7\u7ef4\u4ed6”\u7684\u54c1\u8d28\u627f\u8bfa\u4e0b\uff0c\u6bcf\u4e00\u6279\u5eb7\u7ef4\u4ed6\u9ea6\u5362\u5361\u8702\u871c\u51fa\u5382\u524d\u90fd\u9700\u901a\u8fc734\u9879\u68c0\u6d4b\uff0c\u4e0d\u4ec5\u786e\u4fdd\u4e86\u6d3b\u6027\u6210\u5206\u7684\u542b\u91cf\u5145\u8db3\uff0c\u4e5f\u4e3a\u9501\u4f4f\u6d3b\u6027\u3001\u4f7f\u5176\u5728\u6574\u4e2a\u4fdd\u8d28\u671f\u5185\u7a33\u5b9a\u5927\u4e8e\u7b49\u4e8e\u74f6\u8eabUMF\u503c\u63d0\u4f9b\u4e86\u575a\u5b9e\u4fdd\u969c\u3002\u5eb7\u7ef4\u4ed6\u5e0c\u671b\u6d88\u8d39\u8005\u624b\u4e2d\u7684\u6bcf\u4e00\u74f6\u9ea6\u5362\u5361\u8702\u871c\uff0c\u90fd\u80fd\u6210\u4e3a\u81ea\u7136\u6d3b\u6027\u4e0e\u79d1\u5b66\u5b88\u62a4\u7684\u7f8e\u597d\u89c1\u8bc1\u3002<\/p>\n

\n

\n <\/a><\/p>\n

\n <\/p>\n<\/div>\n

\n \u7a00\u4e16\u4e4b\u73cd\uff0c\u793c\u8d5e\u65f6\u5149\u6c89\u6dc0\n <\/p>\n

\u5728\u672c\u5c4a\u8fdb\u535a\u4f1a\u4e0a\uff0c\u5eb7\u7ef4\u4ed6\u7279\u522b\u5448\u732e\u5176\u6807\u5fd7\u6027\u81fb\u9009\u2014\u2014UMF29+\u9ea6\u5362\u5361\u8702\u871c\uff0c\u8fd9\u4e2a\u6e90\u81eaManawaimai\u539f\u59cb\u68ee\u6797\u7684\u73cd\u7a00\u4e4b\u4f5c\uff0c\u627f\u8f7d\u7740\u5eb7\u7ef4\u4ed6\u54c1\u724c\u5bf9\u81ea\u7136\u4e0e\u5de5\u827a\u7684\u6267\u7740\u8ffd\u6c42\uff0c\u4ee5\u7eaf\u51c0\u4e0e\u529b\u91cf\uff0c\u7eed\u5199\u81ea\u7136\u9988\u8d60\u7684\u938f\u91d1\u7bc7\u7ae0\u3002<\/p>\n

\u5386\u7ecf\u534a\u4e2a\u4e16\u7eaa\u7684\u79ef\u7d2f\uff0c\u5eb7\u7ef4\u4ed6\u5df2\u6784\u5efa\u4e86\u4e00\u5957\u4ece\u871c\u6e90\u9009\u5740\u3001\u8702\u7fa4\u517b\u62a4\u5230\u91c7\u917f\u68c0\u6d4b\u7684\u5b8c\u6574\u4f53\u7cfb\u3002\u6bcf\u4e00\u6ef4UMF29+\u9ea6\u5362\u5361\u8702\u871c\u90fd\u9700\u901a\u8fc7\u5c42\u5c42\u7b5b\u9009\uff0c\u5176\u7eaf\u51c0\u5ea6\u4e0e\u6d3b\u6027\u6307\u6807\u5747\u8fbe\u5230\u54c1\u724c\u4e25\u683c\u6807\u51c6\uff0c\u662f\u5eb7\u7ef4\u4ed6\u8fc4\u4eca\u4e3a\u6b62UMF\u6570\u503c\u6700\u9ad8\u7684\u9ea6\u5362\u5361\u8702\u871c\u4ea7\u54c1\u3002\u4eca\u5e74\uff0c\u4f4d\u4e8e\u65b0\u897f\u5170\u5317\u5c9b\u4e2d\u5fc3\u7684\u871c\u6e90\u5723\u5730Manawaimai\u68ee\u6797\u8fce\u6765\u4e86\u9996\u4e2aUMF29+\u9ea6\u5362\u5361\u8702\u871c\u7684\u5e74\u4efd\u3002\u5eb7\u7ef4\u4ed6\u8d85\u8fc7\u767e\u4e07\u68f5\u7cbe\u5fc3\u9009\u80b2\u7684\u9ea6\u5362\u5361\u6811\u5728\u6b64\u5730\u8301\u58ee\u751f\u957f\uff0c\u5176\u9ea6\u5362\u5361\u82b1\u871c\u4e2d\u8574\u85cf\u4e30\u5bcc\u6d3b\u6027\u6210\u5206\uff0c\u5960\u5b9a\u5353\u8d8a\u871c\u6e90\u4e4b\u57fa\u3002\u672c\u6b21UMF29+\u9ea6\u5362\u5361\u8702\u871c\u4ea7\u91cf\u6781\u4e3a\u7a00\u5c11\uff0c\u4ec5\u9762\u5411\u5168\u7403\u4f9b\u5e941000\u74f6\uff1b\u5305\u88c5\u8bbe\u8ba1\u4ea6\u5ef6\u7eed\u81ea\u7136\u53d9\u4e8b\uff1a\u73af\u4fdd\u67da\u6728\u7684\u6e29\u6da6\u8d28\u611f\u547c\u5e94Manawaimai\u68ee\u6797\u7684\u539f\u59cb\u6c14\u606f\uff0c\u6807\u7b7e\u4e0a\u7684\u7cbe\u81f4\u6728\u7eb9\u5982\u6811\u6728\u5e74\u8f6e\u822c\u8bb0\u5f55\u65f6\u5149\u8db3\u8ff9\uff0c\u5f00\u542f\u5305\u88c5\u7684\u8fc7\u7a0b\uff0c\u72b9\u5982\u4e00\u573a\u7a7f\u8d8a\u81ea\u7136\u7684\u6c89\u6d78\u65c5\u7a0b\u3002\u8fd9\u4e0d\u4ec5\u662f\u4e00\u74f6\u8702\u871c\uff0c\u66f4\u662f\u5eb7\u7ef4\u4ed6\u732e\u7ed9\u54c1\u5473\u4e4b\u58eb\u7684\u81ea\u7136\u81fb\u54c1\uff0c\u8ba9\u8fd9\u4efd\u6e90\u81ea\u68ee\u6797\u6df1\u5904\u7684\u73cd\u7a00\u529b\u91cf\uff0c\u6210\u4e3a\u966a\u4f34\u4eba\u751f\u73cd\u8d35\u65f6\u523b\u7684\u6c38\u6052\u5370\u8bb0\u3002<\/p>\n

\n

\n <\/a><\/p>\n

\n <\/p>\n<\/div>\n

\n \u516d\u8f7d\u540c\u884c\uff0c\u5171\u94f8\u91d1\u8272\u672a\u6765\n <\/p>\n

\u516d\u8d74\u8fdb\u535a\u4e4b\u7ea6\uff0c\u5eb7\u7ef4\u4ed6\u5df2\u5c06\u8fd9\u4e00\u56fd\u9645\u76db\u4f1a\u89c6\u4e3a\u54c1\u724c\u4e0e\u4e2d\u56fd\u5e02\u573a\u6df1\u5ea6\u878d\u5408\u3001\u76f8\u4e92\u6210\u5c31\u7684\u91cd\u8981\u89c1\u8bc1\u3002\u4ece\u6700\u521d\u7684\u4ea7\u54c1\u5c55\u793a\u5230\u6df1\u5ea6\u7684\u7406\u5ff5\u5171\u9e23\uff0c\u4ece\u5355\u7eaf\u7684\u8d38\u6613\u5f80\u6765\u81f3\u53ef\u6301\u7eed\u5065\u5eb7\u6587\u5316\u7684\u4ea4\u878d\uff0c\u5eb7\u7ef4\u4ed6\u59cb\u7ec8\u4ee5\u65b0\u897f\u5170\u7684\u7eaf\u51c0\u81ea\u7136\u4e3a\u672c\u6e90\uff0c\u4ee5\u4e25\u8c28\u79d1\u5b66\u4e3a\u57fa\u77f3\uff0c\u6301\u7eed\u56de\u5e94\u7740\u4e2d\u56fd\u6d88\u8d39\u8005\u5bf9\u9ad8\u54c1\u8d28\u5065\u5eb7\u751f\u6d3b\u65e5\u76ca\u63d0\u5347\u7684\u8ffd\u6c42\u3002<\/p>\n

\u9762\u5411\u672a\u6765\uff0c\u5eb7\u7ef4\u4ed6CEO Karl Gardon \u8868\u793a\uff0c”\u4eca\u5e74\u662f\u5eb7\u7ef4\u4ed6\u7b2c\u516d\u6b21\u53c2\u4e0e\u8fdb\u535a\u4f1a\u3002\u591a\u5e74\u6765\uff0c\u8fd9\u4e2a\u5e73\u53f0\u6301\u7eed\u4e3a\u6211\u4eec\u5e26\u6765\u65b0\u6e20\u9053\u3001\u65b0\u5ba2\u7fa4\u4e0e\u65b0\u5408\u4f5c\u673a\u9047\uff0c\u4e5f\u8ba9\u6211\u4eec\u66f4\u6df1\u523b\u5730\u611f\u53d7\u5230\u4e2d\u56fd\u5e02\u573a\u5bf9\u9ad8\u54c1\u8d28\u5929\u7136\u5065\u5eb7\u4ea7\u54c1\u7684\u6301\u7eed\u589e\u957f\u9700\u6c42\u3002\u6bcf\u4e00\u6b21\u53c2\u4e0e\u8fdb\u535a\uff0c\u90fd\u662f\u4e00\u6b21\u4e0e\u4e2d\u56fd\u5e02\u573a\u7684\u53cc\u5411\u5954\u8d74\uff0c\u8ba9\u6211\u4eec\u4e0d\u65ad\u6c72\u53d6\u7075\u611f\u3001\u7115\u65b0\u8868\u8fbe\uff0c\u628a\u6765\u81ea\u65b0\u897f\u5170\u7684\u81ea\u7136\u80fd\u91cf\u5e26\u5411\u66f4\u591a\u4eba\u3002”\u8c08\u53ca\u672a\u6765\u53d1\u5c55\uff0c\u4ed6\u8868\u793a\uff0c”\u4eca\u5e74\u4e5f\u6070\u9022\u5eb7\u7ef4\u4ed6\u8fdb\u5165\u4e2d\u56fd\u5e02\u573a\u7684\u7b2c21\u4e2a\u5e74\u5934\uff0c\u7ad9\u5728\u8fd9\u4e00\u65b0\u8d77\u70b9\u4e0a\uff0c\u6211\u4eec\u5c06\u7ee7\u7eed\u6df1\u8015\u4e2d\u56fd\u5e02\u573a\uff0c\u79c9\u6301\u2018\u91c7\u81ea\u81ea\u7136\uff0c\u56de\u9988\u81ea\u7136’\u7684\u53ef\u6301\u7eed\u53d1\u5c55\u7406\u5ff5\uff0c\u4e0d\u4ec5\u4f5c\u4e3a\u5065\u5eb7\u4ea7\u54c1\u7684\u63d0\u4f9b\u8005\uff0c\u66f4\u81f4\u529b\u4e8e\u6210\u4e3a\u4e2d\u56fd\u6d88\u8d39\u8005\u5065\u5eb7\u751f\u6d3b\u65b9\u5f0f\u7684\u957f\u4e45\u540c\u884c\u8005\u3002\u54c1\u724c\u671f\u5f85\u5728\u66f4\u591a\u4e2d\u56fd\u5bb6\u5ead\u7684”\u938f\u91d1\u65f6\u523b”\u4e2d\uff0c\u4ee5\u81ea\u7136\u4e4b\u6e90\u8d4b\u80fd\u5065\u5eb7\u4e4b\u672c\uff0c\u6301\u7eed\u4e66\u5199\u8fd9\u6bb5\u8de8\u8d8a\u5c71\u6d77\u7684\u4fe1\u4efb\u4e0e\u627f\u8bfa\uff0c\u8ba9\u7eaf\u51c0\u81ea\u7136\u7684\u9988\u8d60\uff0c\u6210\u4e3a\u8fde\u63a5\u4e2d\u65b0\u6587\u5316\u4e0e\u5065\u5eb7\u7406\u5ff5\u7684\u72ec\u7279\u7ebd\u5e26\u3002”<\/p>\n

###<\/p>\n

\n \u5173\u4e8e\u5eb7\u7ef4\u4ed6 (Comvita)\n <\/p>\n

\u5eb7\u7ef4\u4ed6\u6210\u7acb\u4e8e1974\u5e74\uff0c\u662f\u5168\u7403\u9886\u5148\u7684\u5929\u7136\u5065\u5eb7\u4ea7\u54c1\u516c\u53f8\uff0c\u5c24\u5176\u4ee5\u9ad8\u54c1\u8d28\u9ea6\u5362\u5361\u8702\u871c\u95fb\u540d\u4e8e\u4e16\u3002\u54c1\u724c\u59cb\u7ec8\u81f4\u529b\u4e8e\u7814\u7a76\u3001\u5f00\u53d1\u548c\u63d0\u4f9b\u6e90\u81ea\u81ea\u7136\u7684\u5065\u5eb7\u89e3\u51b3\u65b9\u6848\uff0c\u5c06\u79d1\u5b66\u7684\u4e25\u8c28\u4e0e\u81ea\u7136\u7684\u9988\u8d60\u76f8\u7ed3\u5408\uff0c\u4e3a\u5168\u7403\u6d88\u8d39\u8005\u5e26\u6765\u7eaf\u51c0\u3001\u6709\u6548\u7684\u5065\u5eb7\u4ea7\u54c1\u3002<\/p>\n

<\/div>\n

SOURCE \u5eb7\u7ef4\u4ed6\u98df\u54c1(\u4e2d\u56fd)\u6709\u9650\u516c\u53f8<\/p>","protected":false},"excerpt":{"rendered":"

\u4e0a\u6d77 2025\u5e7411\u67088\u65e5 \/\u7f8e\u901a\u793e\/ — 2025\u5e7411\u67085\u65e5\u81f310\u65e5\uff0c\u65b0\u897f\u5170\u9ea6\u5362\u5361\u8702\u871c\u9886\u5148\u54c1\u724c\u5eb7\u7ef4\u4ed6\uff08Comvita\uff09\u518d\u5ea6\u4eae\u76f8\u4e2d\u56fd\u56fd\u9645\u8fdb\u53e3\u535a\u89c8\u4f1a\uff0c\u5448\u73b0\u4ee5”\u938f\u91d1\u65f6\u523b\uff08Golden Moments\uff09”\u4e3a\u4e3b\u9898\u7684\u6c89\u6d78\u5f0f\u5c55\u9986\uff0c\u5c06\u9ea6\u5362\u5361\u8702\u871c\u7684\u9187\u539a\u8d28\u611f\u4e0e\u65b0\u897f\u5170\u7684\u539f\u59cb\u666f\u89c2\u4ea4\u7ec7\u4e3a\u4e00\u5e45\u6d41\u52a8\u753b\u5377\u3002\u4f5c\u4e3a\u8fde\u7eed15\u5e74\u88ab\u65b0\u897f\u5170\u9ea6\u5362\u5361\u8702\u871c\u884c\u4e1a\u534f\u4f1a\uff08UMFHA\uff09\u8ba4\u8bc1\u7684\u7684\u6700\u5927\u9ea6\u5362\u5361\u8702\u871c\u751f\u4ea7\u5546\uff0c\u5eb7\u7ef4\u4ed6\u4ee5\u884c\u4e1a”\u91d1\u6807\u51c6”\u6210\u5c31\u81f3\u81fb\u54c1\u8d28\uff0c\u6301\u7eed\u5151\u73b0\u54c1\u724c\u5bf9\u5168\u7403\u6d88\u8d39\u8005\u7684\u7eaf\u51c0\u627f\u8bfa\u3002\u6b64\u6b21\uff0c\u5eb7\u7ef4\u4ed6\u4ea6\u9686\u91cd\u5448\u732e\u5176\u4f20\u5947\u4e4b\u4f5c\u2014\u2014UMF29+\u9ea6\u5362\u5361\u8702\u871c\uff0c\u5c06\u8fd9\u4efd\u5bf9\u9ad8\u6807\u51c6\u7684\u575a\u6301\u5177\u8c61\u5316\u4e3a\u81f3\u81fb\u871c\u793c\u732e\u7ed9\u4e2d\u56fd\u6d88\u8d39\u8005\u3002 \u56f4\u7ed5”\u938f\u91d1\u65f6\u523b”\u4e3b\u9898\uff0c\u5eb7\u7ef4\u4ed6\u5728\u672c\u5c4a\u8fdb\u535a\u4f1a\u5320\u5fc3\u6253\u9020\u51fa\u4e00\u65b9\u6c89\u6d78\u5f0f\u611f\u5b98\u7a7a\u95f4\u3002\u4ee5\u73af\u7ed5\u5f0fLED\u5de8\u5e55\u4e3a\u8f7d\u4f53\uff0c\u8ba9\u8702\u871c\u7684\u938f\u91d1\u8d28\u611f\u4e0e\u65b0\u897f\u5170\u7684\u58ee\u4e3d\u5c71\u6cb3\u5728\u5899\u9762\u548c\u5929\u82b1\u677f\u95f4\u65e0\u7f1d\u6d41\u6dcc\u3002\u5c55\u9986\u8425\u9020\u4e86\u4e00\u4e2a\u8fdc\u79bb\u55a7\u56a3\u7684\u7597\u6108\u573a\u57df\uff0c\u5f15\u5bfc\u8bbf\u5ba2\u5728\u6b64\u9a7b\u8db3\u3001\u6c89\u6d78\uff0c\u4e8e\u81ea\u7136\u53d9\u4e8b\u4e2d\u5f00\u542f\u4e00\u573a\u5173\u4e8e\u5065\u5eb7\u672c\u6e90\u4e0e\u751f\u6d3b\u7f8e\u5b66\u7684\u6df1\u5ea6\u5bf9\u8bdd\u3002”\u938f\u91d1\u65f6\u523b”\u5448\u73b0\u7684\u662f\u54c1\u724c\u7684”\u5b88\u62a4”\u6001\u5ea6\uff1a\u65e2\u5b88\u62a4\u81ea\u7136\u7684\u7eaf\u51c0\uff0c\u66f4\u5e0c\u671b\u5c06\u8fd9\u4efd\u6e90\u81ea\u65b0\u897f\u5170\u7684\u5929\u7136\u80fd\u91cf\uff0c\u8f6c\u5316\u4e3a\u966a\u4f34\u6d88\u8d39\u8005\u5171\u5ea6\u4eba\u751f\u73cd\u8d35\u9636\u6bb5\u7684\u5065\u5eb7\u9009\u62e9\uff0c\u8ba9\u81ea\u7136\u4e4b\u529b\uff0c\u6210\u4e3a”\u938f\u91d1\u65f6\u523b”\u91cc\u6700\u575a\u5b9e\u7684\u5b88\u62a4\u3002\u5f00\u9986\u9996\u65e5\uff0c\u65b0\u897f\u5170\u9a7b\u534e\u5927\u4f7fDr. Jonathan Austin\u51fa\u5e2d\u4e86\u5f00\u5e55\u4eea\u5f0f\uff0c\u89c1\u8bc1\u8fd9\u4e00\u8c61\u5f81\u4e2d\u65b0\u7ecf\u8d38\u4e0e\u6587\u5316\u4ea4\u6d41\u7684\u9ad8\u5149\u65f6\u523b\u3002 “\u91d1”\u6807\u4e3a\u5c3a\uff0c\u4e08\u91cf\u81ea\u7136\u521d\u5fc3 \u5eb7\u7ef4\u4ed6\u4f5c\u4e3a\u9ea6\u5362\u5361\u8702\u871c\u884c\u4e1a\u7684\u5960\u57fa\u8005\uff0c\u5df2\u8d70\u8fc7\u8fd1\u534a\u4e2a\u4e16\u7eaa\u7684\u575a\u5b88\u4e4b\u8def\u3002\u8eab\u4e3a\u65b0\u897f\u5170\u9ea6\u5362\u5361\u8702\u871c\u534f\u4f1a\uff08UMFHA\uff09\u7684\u521d\u59cb\u4f1a\u5458\uff0c\u5eb7\u7ef4\u4ed6\u5df2\u7ecf\u8fde\u7eed15\u5e74\u88ab\u8ba4\u8bc1\u4e3a\u6700\u5927\u9ea6\u5362\u5361\u8702\u871c\u54c1\u724c\u53ca\u751f\u4ea7\u5546\u3002\u54c1\u724c\u59cb\u7ec8\u4ee5\u9ad8\u4e8e\u884c\u4e1a\u7684\u6807\u51c6\u81ea\u6211\u97ad\u7b56\uff0c\u81f4\u529b\u4e8e\u6811\u7acb\u9ea6\u5362\u5361\u8702\u871c\u7684”\u9ec4\u91d1\u51c6\u5219”\u3002 \u6570\u5341\u5e74\u6765\uff0c\u5eb7\u7ef4\u4ed6\u6089\u5fc3\u57f9\u80b2\u51fa\u7b2c\u4e09\u4ee3\u9ea6\u5362\u5361\u6811\uff0c\u6301\u7eed\u63d0\u5347\u871c\u6e90\u54c1\u8d28\uff1b\u6784\u5efa\u4e86\u4ece\u871c\u6e90\u8ffd\u8e2a\u5230\u6210\u54c1\u51fa\u5382\u7684\u5168\u94fe\u8def\u54c1\u63a7\u4f53\u7cfb\uff0c\u771f\u6b63\u5b9e\u73b0\u4ece\u68ee\u6797\u5230\u65e5\u5e38\u7684\u6bcf\u4e00\u6b65\u90fd\u53ef\u8ffd\u6eaf\u3001\u53ef\u4fe1\u4efb\uff1b\u66f4\u62e5\u6709\u83b7\u5f97IANZ\uff08\u65b0\u897f\u5170\u56fd\u9645\u8ba4\u53ef\uff09\u548cMPI\uff08\u65b0\u897f\u5170\u521d\u7ea7\u4ea7\u4e1a\u90e8\uff09\u53cc\u91cd\u8ba4\u8bc1\u7684\u9ea6\u5362\u5361\u8702\u871c\u5b9e\u9a8c\u5ba4\uff0c\u4e25\u8c28\u628a\u5173\u6bcf\u4e00\u6279\u9ea6\u5362\u5361\u8702\u871c\u7684UMF\u503c\u3002UMF\u540e\u7684\u6570\u5b57\u662f\u8861\u91cf\u9ea6\u5362\u5361\u8702\u871c\u4e2d\u5929\u7136\u6d3b\u6027\u6210\u5206”\u72ec\u9ea6\u7d20”\u6d53\u5ea6\u7684\u6838\u5fc3\u6307\u6807\uff0c\u6570\u5b57\u8d8a\u9ad8\uff0c\u610f\u5473\u7740\u72ec\u9ea6\u7d20\u6d53\u5ea6\u8d8a\u9ad8\u3002 \u5728”\u6d3b\u6027\u8d85\u957f\u4e45\uff0c\u81ea\u7136\u5eb7\u7ef4\u4ed6”\u7684\u54c1\u8d28\u627f\u8bfa\u4e0b\uff0c\u6bcf\u4e00\u6279\u5eb7\u7ef4\u4ed6\u9ea6\u5362\u5361\u8702\u871c\u51fa\u5382\u524d\u90fd\u9700\u901a\u8fc734\u9879\u68c0\u6d4b\uff0c\u4e0d\u4ec5\u786e\u4fdd\u4e86\u6d3b\u6027\u6210\u5206\u7684\u542b\u91cf\u5145\u8db3\uff0c\u4e5f\u4e3a\u9501\u4f4f\u6d3b\u6027\u3001\u4f7f\u5176\u5728\u6574\u4e2a\u4fdd\u8d28\u671f\u5185\u7a33\u5b9a\u5927\u4e8e\u7b49\u4e8e\u74f6\u8eabUMF\u503c\u63d0\u4f9b\u4e86\u575a\u5b9e\u4fdd\u969c\u3002\u5eb7\u7ef4\u4ed6\u5e0c\u671b\u6d88\u8d39\u8005\u624b\u4e2d\u7684\u6bcf\u4e00\u74f6\u9ea6\u5362\u5361\u8702\u871c\uff0c\u90fd\u80fd\u6210\u4e3a\u81ea\u7136\u6d3b\u6027\u4e0e\u79d1\u5b66\u5b88\u62a4\u7684\u7f8e\u597d\u89c1\u8bc1\u3002 \u7a00\u4e16\u4e4b\u73cd\uff0c\u793c\u8d5e\u65f6\u5149\u6c89\u6dc0 \u5728\u672c\u5c4a\u8fdb\u535a\u4f1a\u4e0a\uff0c\u5eb7\u7ef4\u4ed6\u7279\u522b\u5448\u732e\u5176\u6807\u5fd7\u6027\u81fb\u9009\u2014\u2014UMF29+\u9ea6\u5362\u5361\u8702\u871c\uff0c\u8fd9\u4e2a\u6e90\u81eaManawaimai\u539f\u59cb\u68ee\u6797\u7684\u73cd\u7a00\u4e4b\u4f5c\uff0c\u627f\u8f7d\u7740\u5eb7\u7ef4\u4ed6\u54c1\u724c\u5bf9\u81ea\u7136\u4e0e\u5de5\u827a\u7684\u6267\u7740\u8ffd\u6c42\uff0c\u4ee5\u7eaf\u51c0\u4e0e\u529b\u91cf\uff0c\u7eed\u5199\u81ea\u7136\u9988\u8d60\u7684\u938f\u91d1\u7bc7\u7ae0\u3002 \u5386\u7ecf\u534a\u4e2a\u4e16\u7eaa\u7684\u79ef\u7d2f\uff0c\u5eb7\u7ef4\u4ed6\u5df2\u6784\u5efa\u4e86\u4e00\u5957\u4ece\u871c\u6e90\u9009\u5740\u3001\u8702\u7fa4\u517b\u62a4\u5230\u91c7\u917f\u68c0\u6d4b\u7684\u5b8c\u6574\u4f53\u7cfb\u3002\u6bcf\u4e00\u6ef4UMF29+\u9ea6\u5362\u5361\u8702\u871c\u90fd\u9700\u901a\u8fc7\u5c42\u5c42\u7b5b\u9009\uff0c\u5176\u7eaf\u51c0\u5ea6\u4e0e\u6d3b\u6027\u6307\u6807\u5747\u8fbe\u5230\u54c1\u724c\u4e25\u683c\u6807\u51c6\uff0c\u662f\u5eb7\u7ef4\u4ed6\u8fc4\u4eca\u4e3a\u6b62UMF\u6570\u503c\u6700\u9ad8\u7684\u9ea6\u5362\u5361\u8702\u871c\u4ea7\u54c1\u3002\u4eca\u5e74\uff0c\u4f4d\u4e8e\u65b0\u897f\u5170\u5317\u5c9b\u4e2d\u5fc3\u7684\u871c\u6e90\u5723\u5730Manawaimai\u68ee\u6797\u8fce\u6765\u4e86\u9996\u4e2aUMF29+\u9ea6\u5362\u5361\u8702\u871c\u7684\u5e74\u4efd\u3002\u5eb7\u7ef4\u4ed6\u8d85\u8fc7\u767e\u4e07\u68f5\u7cbe\u5fc3\u9009\u80b2\u7684\u9ea6\u5362\u5361\u6811\u5728\u6b64\u5730\u8301\u58ee\u751f\u957f\uff0c\u5176\u9ea6\u5362\u5361\u82b1\u871c\u4e2d\u8574\u85cf\u4e30\u5bcc\u6d3b\u6027\u6210\u5206\uff0c\u5960\u5b9a\u5353\u8d8a\u871c\u6e90\u4e4b\u57fa\u3002\u672c\u6b21UMF29+\u9ea6\u5362\u5361\u8702\u871c\u4ea7\u91cf\u6781\u4e3a\u7a00\u5c11\uff0c\u4ec5\u9762\u5411\u5168\u7403\u4f9b\u5e941000\u74f6\uff1b\u5305\u88c5\u8bbe\u8ba1\u4ea6\u5ef6\u7eed\u81ea\u7136\u53d9\u4e8b\uff1a\u73af\u4fdd\u67da\u6728\u7684\u6e29\u6da6\u8d28\u611f\u547c\u5e94Manawaimai\u68ee\u6797\u7684\u539f\u59cb\u6c14\u606f\uff0c\u6807\u7b7e\u4e0a\u7684\u7cbe\u81f4\u6728\u7eb9\u5982\u6811\u6728\u5e74\u8f6e\u822c\u8bb0\u5f55\u65f6\u5149\u8db3\u8ff9\uff0c\u5f00\u542f\u5305\u88c5\u7684\u8fc7\u7a0b\uff0c\u72b9\u5982\u4e00\u573a\u7a7f\u8d8a\u81ea\u7136\u7684\u6c89\u6d78\u65c5\u7a0b\u3002\u8fd9\u4e0d\u4ec5\u662f\u4e00\u74f6\u8702\u871c\uff0c\u66f4\u662f\u5eb7\u7ef4\u4ed6\u732e\u7ed9\u54c1\u5473\u4e4b\u58eb\u7684\u81ea\u7136\u81fb\u54c1\uff0c\u8ba9\u8fd9\u4efd\u6e90\u81ea\u68ee\u6797\u6df1\u5904\u7684\u73cd\u7a00\u529b\u91cf\uff0c\u6210\u4e3a\u966a\u4f34\u4eba\u751f\u73cd\u8d35\u65f6\u523b\u7684\u6c38\u6052\u5370\u8bb0\u3002 \u516d\u8f7d\u540c\u884c\uff0c\u5171\u94f8\u91d1\u8272\u672a\u6765 \u516d\u8d74\u8fdb\u535a\u4e4b\u7ea6\uff0c\u5eb7\u7ef4\u4ed6\u5df2\u5c06\u8fd9\u4e00\u56fd\u9645\u76db\u4f1a\u89c6\u4e3a\u54c1\u724c\u4e0e\u4e2d\u56fd\u5e02\u573a\u6df1\u5ea6\u878d\u5408\u3001\u76f8\u4e92\u6210\u5c31\u7684\u91cd\u8981\u89c1\u8bc1\u3002\u4ece\u6700\u521d\u7684\u4ea7\u54c1\u5c55\u793a\u5230\u6df1\u5ea6\u7684\u7406\u5ff5\u5171\u9e23\uff0c\u4ece\u5355\u7eaf\u7684\u8d38\u6613\u5f80\u6765\u81f3\u53ef\u6301\u7eed\u5065\u5eb7\u6587\u5316\u7684\u4ea4\u878d\uff0c\u5eb7\u7ef4\u4ed6\u59cb\u7ec8\u4ee5\u65b0\u897f\u5170\u7684\u7eaf\u51c0\u81ea\u7136\u4e3a\u672c\u6e90\uff0c\u4ee5\u4e25\u8c28\u79d1\u5b66\u4e3a\u57fa\u77f3\uff0c\u6301\u7eed\u56de\u5e94\u7740\u4e2d\u56fd\u6d88\u8d39\u8005\u5bf9\u9ad8\u54c1\u8d28\u5065\u5eb7\u751f\u6d3b\u65e5\u76ca\u63d0\u5347\u7684\u8ffd\u6c42\u3002 \u9762\u5411\u672a\u6765\uff0c\u5eb7\u7ef4\u4ed6CEO Karl Gardon \u8868\u793a\uff0c”\u4eca\u5e74\u662f\u5eb7\u7ef4\u4ed6\u7b2c\u516d\u6b21\u53c2\u4e0e\u8fdb\u535a\u4f1a\u3002\u591a\u5e74\u6765\uff0c\u8fd9\u4e2a\u5e73\u53f0\u6301\u7eed\u4e3a\u6211\u4eec\u5e26\u6765\u65b0\u6e20\u9053\u3001\u65b0\u5ba2\u7fa4\u4e0e\u65b0\u5408\u4f5c\u673a\u9047\uff0c\u4e5f\u8ba9\u6211\u4eec\u66f4\u6df1\u523b\u5730\u611f\u53d7\u5230\u4e2d\u56fd\u5e02\u573a\u5bf9\u9ad8\u54c1\u8d28\u5929\u7136\u5065\u5eb7\u4ea7\u54c1\u7684\u6301\u7eed\u589e\u957f\u9700\u6c42\u3002\u6bcf\u4e00\u6b21\u53c2\u4e0e\u8fdb\u535a\uff0c\u90fd\u662f\u4e00\u6b21\u4e0e\u4e2d\u56fd\u5e02\u573a\u7684\u53cc\u5411\u5954\u8d74\uff0c\u8ba9\u6211\u4eec\u4e0d\u65ad\u6c72\u53d6\u7075\u611f\u3001\u7115\u65b0\u8868\u8fbe\uff0c\u628a\u6765\u81ea\u65b0\u897f\u5170\u7684\u81ea\u7136\u80fd\u91cf\u5e26\u5411\u66f4\u591a\u4eba\u3002”\u8c08\u53ca\u672a\u6765\u53d1\u5c55\uff0c\u4ed6\u8868\u793a\uff0c”\u4eca\u5e74\u4e5f\u6070\u9022\u5eb7\u7ef4\u4ed6\u8fdb\u5165\u4e2d\u56fd\u5e02\u573a\u7684\u7b2c21\u4e2a\u5e74\u5934\uff0c\u7ad9\u5728\u8fd9\u4e00\u65b0\u8d77\u70b9\u4e0a\uff0c\u6211\u4eec\u5c06\u7ee7\u7eed\u6df1\u8015\u4e2d\u56fd\u5e02\u573a\uff0c\u79c9\u6301\u2018\u91c7\u81ea\u81ea\u7136\uff0c\u56de\u9988\u81ea\u7136’\u7684\u53ef\u6301\u7eed\u53d1\u5c55\u7406\u5ff5\uff0c\u4e0d\u4ec5\u4f5c\u4e3a\u5065\u5eb7\u4ea7\u54c1\u7684\u63d0\u4f9b\u8005\uff0c\u66f4\u81f4\u529b\u4e8e\u6210\u4e3a\u4e2d\u56fd\u6d88\u8d39\u8005\u5065\u5eb7\u751f\u6d3b\u65b9\u5f0f\u7684\u957f\u4e45\u540c\u884c\u8005\u3002\u54c1\u724c\u671f\u5f85\u5728\u66f4\u591a\u4e2d\u56fd\u5bb6\u5ead\u7684”\u938f\u91d1\u65f6\u523b”\u4e2d\uff0c\u4ee5\u81ea\u7136\u4e4b\u6e90\u8d4b\u80fd\u5065\u5eb7\u4e4b\u672c\uff0c\u6301\u7eed\u4e66\u5199\u8fd9\u6bb5\u8de8\u8d8a\u5c71\u6d77\u7684\u4fe1\u4efb\u4e0e\u627f\u8bfa\uff0c\u8ba9\u7eaf\u51c0\u81ea\u7136\u7684\u9988\u8d60\uff0c\u6210\u4e3a\u8fde\u63a5\u4e2d\u65b0\u6587\u5316\u4e0e\u5065\u5eb7\u7406\u5ff5\u7684\u72ec\u7279\u7ebd\u5e26\u3002” ### \u5173\u4e8e\u5eb7\u7ef4\u4ed6 (Comvita) \u5eb7\u7ef4\u4ed6\u6210\u7acb\u4e8e1974\u5e74\uff0c\u662f\u5168\u7403\u9886\u5148\u7684\u5929\u7136\u5065\u5eb7\u4ea7\u54c1\u516c\u53f8\uff0c\u5c24\u5176\u4ee5\u9ad8\u54c1\u8d28\u9ea6\u5362\u5361\u8702\u871c\u95fb\u540d\u4e8e\u4e16\u3002\u54c1\u724c\u59cb\u7ec8\u81f4\u529b\u4e8e\u7814\u7a76\u3001\u5f00\u53d1\u548c\u63d0\u4f9b\u6e90\u81ea\u81ea\u7136\u7684\u5065\u5eb7\u89e3\u51b3\u65b9\u6848\uff0c\u5c06\u79d1\u5b66\u7684\u4e25\u8c28\u4e0e\u81ea\u7136\u7684\u9988\u8d60\u76f8\u7ed3\u5408\uff0c\u4e3a\u5168\u7403\u6d88\u8d39\u8005\u5e26\u6765\u7eaf\u51c0\u3001\u6709\u6548\u7684\u5065\u5eb7\u4ea7\u54c1\u3002 SOURCE \u5eb7\u7ef4\u4ed6\u98df\u54c1(\u4e2d\u56fd)\u6709\u9650\u516c\u53f8<\/p>\n","protected":false},"author":0,"featured_media":18295,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[],"class_list":["post-18294","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pr-newswire"],"yoast_head":"\n\u5eb7\u7ef4\u4ed6\u643a\u9ea6\u5362\u5361\u8702\u871c\u884c\u4e1a"\u91d1\u6807\u51c6"\u70b9\u4eae\u8fdb\u535a"\u938f\u91d1\u65f6\u523b" - Money Compass CN<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/moneycompass.com.my\/cn\/\u5eb7\u7ef4\u4ed6\u643a\u9ea6\u5362\u5361\u8702\u871c\u884c\u4e1a\u91d1\u6807\u51c6\u70b9\u4eae\u8fdb\u535a\u938f\u91d1\u65f6\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u5eb7\u7ef4\u4ed6\u643a\u9ea6\u5362\u5361\u8702\u871c\u884c\u4e1a"\u91d1\u6807\u51c6"\u70b9\u4eae\u8fdb\u535a"\u938f\u91d1\u65f6\u523b" - Money Compass CN\" \/>\n<meta property=\"og:description\" content=\"\u4e0a\u6d77 2025\u5e7411\u67088\u65e5 \/\u7f8e\u901a\u793e\/ — 2025\u5e7411\u67085\u65e5\u81f310\u65e5\uff0c\u65b0\u897f\u5170\u9ea6\u5362\u5361\u8702\u871c\u9886\u5148\u54c1\u724c\u5eb7\u7ef4\u4ed6\uff08Comvita\uff09\u518d\u5ea6\u4eae\u76f8\u4e2d\u56fd\u56fd\u9645\u8fdb\u53e3\u535a\u89c8\u4f1a\uff0c\u5448\u73b0\u4ee5”\u938f\u91d1\u65f6\u523b\uff08Golden Moments\uff09”\u4e3a\u4e3b\u9898\u7684\u6c89\u6d78\u5f0f\u5c55\u9986\uff0c\u5c06\u9ea6\u5362\u5361\u8702\u871c\u7684\u9187\u539a\u8d28\u611f\u4e0e\u65b0\u897f\u5170\u7684\u539f\u59cb\u666f\u89c2\u4ea4\u7ec7\u4e3a\u4e00\u5e45\u6d41\u52a8\u753b\u5377\u3002\u4f5c\u4e3a\u8fde\u7eed15\u5e74\u88ab\u65b0\u897f\u5170\u9ea6\u5362\u5361\u8702\u871c\u884c\u4e1a\u534f\u4f1a\uff08UMFHA\uff09\u8ba4\u8bc1\u7684\u7684\u6700\u5927\u9ea6\u5362\u5361\u8702\u871c\u751f\u4ea7\u5546\uff0c\u5eb7\u7ef4\u4ed6\u4ee5\u884c\u4e1a”\u91d1\u6807\u51c6”\u6210\u5c31\u81f3\u81fb\u54c1\u8d28\uff0c\u6301\u7eed\u5151\u73b0\u54c1\u724c\u5bf9\u5168\u7403\u6d88\u8d39\u8005\u7684\u7eaf\u51c0\u627f\u8bfa\u3002\u6b64\u6b21\uff0c\u5eb7\u7ef4\u4ed6\u4ea6\u9686\u91cd\u5448\u732e\u5176\u4f20\u5947\u4e4b\u4f5c\u2014\u2014UMF29+\u9ea6\u5362\u5361\u8702\u871c\uff0c\u5c06\u8fd9\u4efd\u5bf9\u9ad8\u6807\u51c6\u7684\u575a\u6301\u5177\u8c61\u5316\u4e3a\u81f3\u81fb\u871c\u793c\u732e\u7ed9\u4e2d\u56fd\u6d88\u8d39\u8005\u3002 \u56f4\u7ed5”\u938f\u91d1\u65f6\u523b”\u4e3b\u9898\uff0c\u5eb7\u7ef4\u4ed6\u5728\u672c\u5c4a\u8fdb\u535a\u4f1a\u5320\u5fc3\u6253\u9020\u51fa\u4e00\u65b9\u6c89\u6d78\u5f0f\u611f\u5b98\u7a7a\u95f4\u3002\u4ee5\u73af\u7ed5\u5f0fLED\u5de8\u5e55\u4e3a\u8f7d\u4f53\uff0c\u8ba9\u8702\u871c\u7684\u938f\u91d1\u8d28\u611f\u4e0e\u65b0\u897f\u5170\u7684\u58ee\u4e3d\u5c71\u6cb3\u5728\u5899\u9762\u548c\u5929\u82b1\u677f\u95f4\u65e0\u7f1d\u6d41\u6dcc\u3002\u5c55\u9986\u8425\u9020\u4e86\u4e00\u4e2a\u8fdc\u79bb\u55a7\u56a3\u7684\u7597\u6108\u573a\u57df\uff0c\u5f15\u5bfc\u8bbf\u5ba2\u5728\u6b64\u9a7b\u8db3\u3001\u6c89\u6d78\uff0c\u4e8e\u81ea\u7136\u53d9\u4e8b\u4e2d\u5f00\u542f\u4e00\u573a\u5173\u4e8e\u5065\u5eb7\u672c\u6e90\u4e0e\u751f\u6d3b\u7f8e\u5b66\u7684\u6df1\u5ea6\u5bf9\u8bdd\u3002”\u938f\u91d1\u65f6\u523b”\u5448\u73b0\u7684\u662f\u54c1\u724c\u7684”\u5b88\u62a4”\u6001\u5ea6\uff1a\u65e2\u5b88\u62a4\u81ea\u7136\u7684\u7eaf\u51c0\uff0c\u66f4\u5e0c\u671b\u5c06\u8fd9\u4efd\u6e90\u81ea\u65b0\u897f\u5170\u7684\u5929\u7136\u80fd\u91cf\uff0c\u8f6c\u5316\u4e3a\u966a\u4f34\u6d88\u8d39\u8005\u5171\u5ea6\u4eba\u751f\u73cd\u8d35\u9636\u6bb5\u7684\u5065\u5eb7\u9009\u62e9\uff0c\u8ba9\u81ea\u7136\u4e4b\u529b\uff0c\u6210\u4e3a”\u938f\u91d1\u65f6\u523b”\u91cc\u6700\u575a\u5b9e\u7684\u5b88\u62a4\u3002\u5f00\u9986\u9996\u65e5\uff0c\u65b0\u897f\u5170\u9a7b\u534e\u5927\u4f7fDr. Jonathan Austin\u51fa\u5e2d\u4e86\u5f00\u5e55\u4eea\u5f0f\uff0c\u89c1\u8bc1\u8fd9\u4e00\u8c61\u5f81\u4e2d\u65b0\u7ecf\u8d38\u4e0e\u6587\u5316\u4ea4\u6d41\u7684\u9ad8\u5149\u65f6\u523b\u3002 “\u91d1”\u6807\u4e3a\u5c3a\uff0c\u4e08\u91cf\u81ea\u7136\u521d\u5fc3 \u5eb7\u7ef4\u4ed6\u4f5c\u4e3a\u9ea6\u5362\u5361\u8702\u871c\u884c\u4e1a\u7684\u5960\u57fa\u8005\uff0c\u5df2\u8d70\u8fc7\u8fd1\u534a\u4e2a\u4e16\u7eaa\u7684\u575a\u5b88\u4e4b\u8def\u3002\u8eab\u4e3a\u65b0\u897f\u5170\u9ea6\u5362\u5361\u8702\u871c\u534f\u4f1a\uff08UMFHA\uff09\u7684\u521d\u59cb\u4f1a\u5458\uff0c\u5eb7\u7ef4\u4ed6\u5df2\u7ecf\u8fde\u7eed15\u5e74\u88ab\u8ba4\u8bc1\u4e3a\u6700\u5927\u9ea6\u5362\u5361\u8702\u871c\u54c1\u724c\u53ca\u751f\u4ea7\u5546\u3002\u54c1\u724c\u59cb\u7ec8\u4ee5\u9ad8\u4e8e\u884c\u4e1a\u7684\u6807\u51c6\u81ea\u6211\u97ad\u7b56\uff0c\u81f4\u529b\u4e8e\u6811\u7acb\u9ea6\u5362\u5361\u8702\u871c\u7684”\u9ec4\u91d1\u51c6\u5219”\u3002 \u6570\u5341\u5e74\u6765\uff0c\u5eb7\u7ef4\u4ed6\u6089\u5fc3\u57f9\u80b2\u51fa\u7b2c\u4e09\u4ee3\u9ea6\u5362\u5361\u6811\uff0c\u6301\u7eed\u63d0\u5347\u871c\u6e90\u54c1\u8d28\uff1b\u6784\u5efa\u4e86\u4ece\u871c\u6e90\u8ffd\u8e2a\u5230\u6210\u54c1\u51fa\u5382\u7684\u5168\u94fe\u8def\u54c1\u63a7\u4f53\u7cfb\uff0c\u771f\u6b63\u5b9e\u73b0\u4ece\u68ee\u6797\u5230\u65e5\u5e38\u7684\u6bcf\u4e00\u6b65\u90fd\u53ef\u8ffd\u6eaf\u3001\u53ef\u4fe1\u4efb\uff1b\u66f4\u62e5\u6709\u83b7\u5f97IANZ\uff08\u65b0\u897f\u5170\u56fd\u9645\u8ba4\u53ef\uff09\u548cMPI\uff08\u65b0\u897f\u5170\u521d\u7ea7\u4ea7\u4e1a\u90e8\uff09\u53cc\u91cd\u8ba4\u8bc1\u7684\u9ea6\u5362\u5361\u8702\u871c\u5b9e\u9a8c\u5ba4\uff0c\u4e25\u8c28\u628a\u5173\u6bcf\u4e00\u6279\u9ea6\u5362\u5361\u8702\u871c\u7684UMF\u503c\u3002UMF\u540e\u7684\u6570\u5b57\u662f\u8861\u91cf\u9ea6\u5362\u5361\u8702\u871c\u4e2d\u5929\u7136\u6d3b\u6027\u6210\u5206”\u72ec\u9ea6\u7d20”\u6d53\u5ea6\u7684\u6838\u5fc3\u6307\u6807\uff0c\u6570\u5b57\u8d8a\u9ad8\uff0c\u610f\u5473\u7740\u72ec\u9ea6\u7d20\u6d53\u5ea6\u8d8a\u9ad8\u3002 \u5728”\u6d3b\u6027\u8d85\u957f\u4e45\uff0c\u81ea\u7136\u5eb7\u7ef4\u4ed6”\u7684\u54c1\u8d28\u627f\u8bfa\u4e0b\uff0c\u6bcf\u4e00\u6279\u5eb7\u7ef4\u4ed6\u9ea6\u5362\u5361\u8702\u871c\u51fa\u5382\u524d\u90fd\u9700\u901a\u8fc734\u9879\u68c0\u6d4b\uff0c\u4e0d\u4ec5\u786e\u4fdd\u4e86\u6d3b\u6027\u6210\u5206\u7684\u542b\u91cf\u5145\u8db3\uff0c\u4e5f\u4e3a\u9501\u4f4f\u6d3b\u6027\u3001\u4f7f\u5176\u5728\u6574\u4e2a\u4fdd\u8d28\u671f\u5185\u7a33\u5b9a\u5927\u4e8e\u7b49\u4e8e\u74f6\u8eabUMF\u503c\u63d0\u4f9b\u4e86\u575a\u5b9e\u4fdd\u969c\u3002\u5eb7\u7ef4\u4ed6\u5e0c\u671b\u6d88\u8d39\u8005\u624b\u4e2d\u7684\u6bcf\u4e00\u74f6\u9ea6\u5362\u5361\u8702\u871c\uff0c\u90fd\u80fd\u6210\u4e3a\u81ea\u7136\u6d3b\u6027\u4e0e\u79d1\u5b66\u5b88\u62a4\u7684\u7f8e\u597d\u89c1\u8bc1\u3002 \u7a00\u4e16\u4e4b\u73cd\uff0c\u793c\u8d5e\u65f6\u5149\u6c89\u6dc0 \u5728\u672c\u5c4a\u8fdb\u535a\u4f1a\u4e0a\uff0c\u5eb7\u7ef4\u4ed6\u7279\u522b\u5448\u732e\u5176\u6807\u5fd7\u6027\u81fb\u9009\u2014\u2014UMF29+\u9ea6\u5362\u5361\u8702\u871c\uff0c\u8fd9\u4e2a\u6e90\u81eaManawaimai\u539f\u59cb\u68ee\u6797\u7684\u73cd\u7a00\u4e4b\u4f5c\uff0c\u627f\u8f7d\u7740\u5eb7\u7ef4\u4ed6\u54c1\u724c\u5bf9\u81ea\u7136\u4e0e\u5de5\u827a\u7684\u6267\u7740\u8ffd\u6c42\uff0c\u4ee5\u7eaf\u51c0\u4e0e\u529b\u91cf\uff0c\u7eed\u5199\u81ea\u7136\u9988\u8d60\u7684\u938f\u91d1\u7bc7\u7ae0\u3002 \u5386\u7ecf\u534a\u4e2a\u4e16\u7eaa\u7684\u79ef\u7d2f\uff0c\u5eb7\u7ef4\u4ed6\u5df2\u6784\u5efa\u4e86\u4e00\u5957\u4ece\u871c\u6e90\u9009\u5740\u3001\u8702\u7fa4\u517b\u62a4\u5230\u91c7\u917f\u68c0\u6d4b\u7684\u5b8c\u6574\u4f53\u7cfb\u3002\u6bcf\u4e00\u6ef4UMF29+\u9ea6\u5362\u5361\u8702\u871c\u90fd\u9700\u901a\u8fc7\u5c42\u5c42\u7b5b\u9009\uff0c\u5176\u7eaf\u51c0\u5ea6\u4e0e\u6d3b\u6027\u6307\u6807\u5747\u8fbe\u5230\u54c1\u724c\u4e25\u683c\u6807\u51c6\uff0c\u662f\u5eb7\u7ef4\u4ed6\u8fc4\u4eca\u4e3a\u6b62UMF\u6570\u503c\u6700\u9ad8\u7684\u9ea6\u5362\u5361\u8702\u871c\u4ea7\u54c1\u3002\u4eca\u5e74\uff0c\u4f4d\u4e8e\u65b0\u897f\u5170\u5317\u5c9b\u4e2d\u5fc3\u7684\u871c\u6e90\u5723\u5730Manawaimai\u68ee\u6797\u8fce\u6765\u4e86\u9996\u4e2aUMF29+\u9ea6\u5362\u5361\u8702\u871c\u7684\u5e74\u4efd\u3002\u5eb7\u7ef4\u4ed6\u8d85\u8fc7\u767e\u4e07\u68f5\u7cbe\u5fc3\u9009\u80b2\u7684\u9ea6\u5362\u5361\u6811\u5728\u6b64\u5730\u8301\u58ee\u751f\u957f\uff0c\u5176\u9ea6\u5362\u5361\u82b1\u871c\u4e2d\u8574\u85cf\u4e30\u5bcc\u6d3b\u6027\u6210\u5206\uff0c\u5960\u5b9a\u5353\u8d8a\u871c\u6e90\u4e4b\u57fa\u3002\u672c\u6b21UMF29+\u9ea6\u5362\u5361\u8702\u871c\u4ea7\u91cf\u6781\u4e3a\u7a00\u5c11\uff0c\u4ec5\u9762\u5411\u5168\u7403\u4f9b\u5e941000\u74f6\uff1b\u5305\u88c5\u8bbe\u8ba1\u4ea6\u5ef6\u7eed\u81ea\u7136\u53d9\u4e8b\uff1a\u73af\u4fdd\u67da\u6728\u7684\u6e29\u6da6\u8d28\u611f\u547c\u5e94Manawaimai\u68ee\u6797\u7684\u539f\u59cb\u6c14\u606f\uff0c\u6807\u7b7e\u4e0a\u7684\u7cbe\u81f4\u6728\u7eb9\u5982\u6811\u6728\u5e74\u8f6e\u822c\u8bb0\u5f55\u65f6\u5149\u8db3\u8ff9\uff0c\u5f00\u542f\u5305\u88c5\u7684\u8fc7\u7a0b\uff0c\u72b9\u5982\u4e00\u573a\u7a7f\u8d8a\u81ea\u7136\u7684\u6c89\u6d78\u65c5\u7a0b\u3002\u8fd9\u4e0d\u4ec5\u662f\u4e00\u74f6\u8702\u871c\uff0c\u66f4\u662f\u5eb7\u7ef4\u4ed6\u732e\u7ed9\u54c1\u5473\u4e4b\u58eb\u7684\u81ea\u7136\u81fb\u54c1\uff0c\u8ba9\u8fd9\u4efd\u6e90\u81ea\u68ee\u6797\u6df1\u5904\u7684\u73cd\u7a00\u529b\u91cf\uff0c\u6210\u4e3a\u966a\u4f34\u4eba\u751f\u73cd\u8d35\u65f6\u523b\u7684\u6c38\u6052\u5370\u8bb0\u3002 \u516d\u8f7d\u540c\u884c\uff0c\u5171\u94f8\u91d1\u8272\u672a\u6765 \u516d\u8d74\u8fdb\u535a\u4e4b\u7ea6\uff0c\u5eb7\u7ef4\u4ed6\u5df2\u5c06\u8fd9\u4e00\u56fd\u9645\u76db\u4f1a\u89c6\u4e3a\u54c1\u724c\u4e0e\u4e2d\u56fd\u5e02\u573a\u6df1\u5ea6\u878d\u5408\u3001\u76f8\u4e92\u6210\u5c31\u7684\u91cd\u8981\u89c1\u8bc1\u3002\u4ece\u6700\u521d\u7684\u4ea7\u54c1\u5c55\u793a\u5230\u6df1\u5ea6\u7684\u7406\u5ff5\u5171\u9e23\uff0c\u4ece\u5355\u7eaf\u7684\u8d38\u6613\u5f80\u6765\u81f3\u53ef\u6301\u7eed\u5065\u5eb7\u6587\u5316\u7684\u4ea4\u878d\uff0c\u5eb7\u7ef4\u4ed6\u59cb\u7ec8\u4ee5\u65b0\u897f\u5170\u7684\u7eaf\u51c0\u81ea\u7136\u4e3a\u672c\u6e90\uff0c\u4ee5\u4e25\u8c28\u79d1\u5b66\u4e3a\u57fa\u77f3\uff0c\u6301\u7eed\u56de\u5e94\u7740\u4e2d\u56fd\u6d88\u8d39\u8005\u5bf9\u9ad8\u54c1\u8d28\u5065\u5eb7\u751f\u6d3b\u65e5\u76ca\u63d0\u5347\u7684\u8ffd\u6c42\u3002 \u9762\u5411\u672a\u6765\uff0c\u5eb7\u7ef4\u4ed6CEO Karl Gardon \u8868\u793a\uff0c”\u4eca\u5e74\u662f\u5eb7\u7ef4\u4ed6\u7b2c\u516d\u6b21\u53c2\u4e0e\u8fdb\u535a\u4f1a\u3002\u591a\u5e74\u6765\uff0c\u8fd9\u4e2a\u5e73\u53f0\u6301\u7eed\u4e3a\u6211\u4eec\u5e26\u6765\u65b0\u6e20\u9053\u3001\u65b0\u5ba2\u7fa4\u4e0e\u65b0\u5408\u4f5c\u673a\u9047\uff0c\u4e5f\u8ba9\u6211\u4eec\u66f4\u6df1\u523b\u5730\u611f\u53d7\u5230\u4e2d\u56fd\u5e02\u573a\u5bf9\u9ad8\u54c1\u8d28\u5929\u7136\u5065\u5eb7\u4ea7\u54c1\u7684\u6301\u7eed\u589e\u957f\u9700\u6c42\u3002\u6bcf\u4e00\u6b21\u53c2\u4e0e\u8fdb\u535a\uff0c\u90fd\u662f\u4e00\u6b21\u4e0e\u4e2d\u56fd\u5e02\u573a\u7684\u53cc\u5411\u5954\u8d74\uff0c\u8ba9\u6211\u4eec\u4e0d\u65ad\u6c72\u53d6\u7075\u611f\u3001\u7115\u65b0\u8868\u8fbe\uff0c\u628a\u6765\u81ea\u65b0\u897f\u5170\u7684\u81ea\u7136\u80fd\u91cf\u5e26\u5411\u66f4\u591a\u4eba\u3002”\u8c08\u53ca\u672a\u6765\u53d1\u5c55\uff0c\u4ed6\u8868\u793a\uff0c”\u4eca\u5e74\u4e5f\u6070\u9022\u5eb7\u7ef4\u4ed6\u8fdb\u5165\u4e2d\u56fd\u5e02\u573a\u7684\u7b2c21\u4e2a\u5e74\u5934\uff0c\u7ad9\u5728\u8fd9\u4e00\u65b0\u8d77\u70b9\u4e0a\uff0c\u6211\u4eec\u5c06\u7ee7\u7eed\u6df1\u8015\u4e2d\u56fd\u5e02\u573a\uff0c\u79c9\u6301\u2018\u91c7\u81ea\u81ea\u7136\uff0c\u56de\u9988\u81ea\u7136’\u7684\u53ef\u6301\u7eed\u53d1\u5c55\u7406\u5ff5\uff0c\u4e0d\u4ec5\u4f5c\u4e3a\u5065\u5eb7\u4ea7\u54c1\u7684\u63d0\u4f9b\u8005\uff0c\u66f4\u81f4\u529b\u4e8e\u6210\u4e3a\u4e2d\u56fd\u6d88\u8d39\u8005\u5065\u5eb7\u751f\u6d3b\u65b9\u5f0f\u7684\u957f\u4e45\u540c\u884c\u8005\u3002\u54c1\u724c\u671f\u5f85\u5728\u66f4\u591a\u4e2d\u56fd\u5bb6\u5ead\u7684”\u938f\u91d1\u65f6\u523b”\u4e2d\uff0c\u4ee5\u81ea\u7136\u4e4b\u6e90\u8d4b\u80fd\u5065\u5eb7\u4e4b\u672c\uff0c\u6301\u7eed\u4e66\u5199\u8fd9\u6bb5\u8de8\u8d8a\u5c71\u6d77\u7684\u4fe1\u4efb\u4e0e\u627f\u8bfa\uff0c\u8ba9\u7eaf\u51c0\u81ea\u7136\u7684\u9988\u8d60\uff0c\u6210\u4e3a\u8fde\u63a5\u4e2d\u65b0\u6587\u5316\u4e0e\u5065\u5eb7\u7406\u5ff5\u7684\u72ec\u7279\u7ebd\u5e26\u3002” ### \u5173\u4e8e\u5eb7\u7ef4\u4ed6 (Comvita) \u5eb7\u7ef4\u4ed6\u6210\u7acb\u4e8e1974\u5e74\uff0c\u662f\u5168\u7403\u9886\u5148\u7684\u5929\u7136\u5065\u5eb7\u4ea7\u54c1\u516c\u53f8\uff0c\u5c24\u5176\u4ee5\u9ad8\u54c1\u8d28\u9ea6\u5362\u5361\u8702\u871c\u95fb\u540d\u4e8e\u4e16\u3002\u54c1\u724c\u59cb\u7ec8\u81f4\u529b\u4e8e\u7814\u7a76\u3001\u5f00\u53d1\u548c\u63d0\u4f9b\u6e90\u81ea\u81ea\u7136\u7684\u5065\u5eb7\u89e3\u51b3\u65b9\u6848\uff0c\u5c06\u79d1\u5b66\u7684\u4e25\u8c28\u4e0e\u81ea\u7136\u7684\u9988\u8d60\u76f8\u7ed3\u5408\uff0c\u4e3a\u5168\u7403\u6d88\u8d39\u8005\u5e26\u6765\u7eaf\u51c0\u3001\u6709\u6548\u7684\u5065\u5eb7\u4ea7\u54c1\u3002 SOURCE \u5eb7\u7ef4\u4ed6\u98df\u54c1(\u4e2d\u56fd)\u6709\u9650\u516c\u53f8\" \/>\n<meta property=\"og:url\" content=\"https:\/\/moneycompass.com.my\/cn\/\u5eb7\u7ef4\u4ed6\u643a\u9ea6\u5362\u5361\u8702\u871c\u884c\u4e1a\u91d1\u6807\u51c6\u70b9\u4eae\u8fdb\u535a\u938f\u91d1\u65f6\/\" \/>\n<meta property=\"og:site_name\" content=\"Money Compass CN\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-08T01:00:00+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/moneycompass.com.my\/cn\/%e5%ba%b7%e7%bb%b4%e4%bb%96%e6%90%ba%e9%ba%a6%e5%8d%a2%e5%8d%a1%e8%9c%82%e8%9c%9c%e8%a1%8c%e4%b8%9a%e9%87%91%e6%a0%87%e5%87%86%e7%82%b9%e4%ba%ae%e8%bf%9b%e5%8d%9a%e9%8e%8f%e9%87%91%e6%97%b6\/\",\"url\":\"https:\/\/moneycompass.com.my\/cn\/%e5%ba%b7%e7%bb%b4%e4%bb%96%e6%90%ba%e9%ba%a6%e5%8d%a2%e5%8d%a1%e8%9c%82%e8%9c%9c%e8%a1%8c%e4%b8%9a%e9%87%91%e6%a0%87%e5%87%86%e7%82%b9%e4%ba%ae%e8%bf%9b%e5%8d%9a%e9%8e%8f%e9%87%91%e6%97%b6\/\",\"name\":\"\u5eb7\u7ef4\u4ed6\u643a\u9ea6\u5362\u5361\u8702\u871c\u884c\u4e1a\\\"\u91d1\u6807\u51c6\\\"\u70b9\u4eae\u8fdb\u535a\\\"\u938f\u91d1\u65f6\u523b\\\" - Money Compass CN\",\"isPartOf\":{\"@id\":\"https:\/\/moneycompass.com.my\/cn\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/moneycompass.com.my\/cn\/%e5%ba%b7%e7%bb%b4%e4%bb%96%e6%90%ba%e9%ba%a6%e5%8d%a2%e5%8d%a1%e8%9c%82%e8%9c%9c%e8%a1%8c%e4%b8%9a%e9%87%91%e6%a0%87%e5%87%86%e7%82%b9%e4%ba%ae%e8%bf%9b%e5%8d%9a%e9%8e%8f%e9%87%91%e6%97%b6\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/moneycompass.com.my\/cn\/%e5%ba%b7%e7%bb%b4%e4%bb%96%e6%90%ba%e9%ba%a6%e5%8d%a2%e5%8d%a1%e8%9c%82%e8%9c%9c%e8%a1%8c%e4%b8%9a%e9%87%91%e6%a0%87%e5%87%86%e7%82%b9%e4%ba%ae%e8%bf%9b%e5%8d%9a%e9%8e%8f%e9%87%91%e6%97%b6\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/moneycompass.com.my\/cn\/wp-content\/uploads\/2025\/11\/image_5030061_34075498-XItmIc.jpeg\",\"datePublished\":\"2025-11-08T01:00:00+00:00\",\"dateModified\":\"2025-11-08T01:00:00+00:00\",\"author\":{\"@id\":\"\"},\"breadcrumb\":{\"@id\":\"https:\/\/moneycompass.com.my\/cn\/%e5%ba%b7%e7%bb%b4%e4%bb%96%e6%90%ba%e9%ba%a6%e5%8d%a2%e5%8d%a1%e8%9c%82%e8%9c%9c%e8%a1%8c%e4%b8%9a%e9%87%91%e6%a0%87%e5%87%86%e7%82%b9%e4%ba%ae%e8%bf%9b%e5%8d%9a%e9%8e%8f%e9%87%91%e6%97%b6\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/moneycompass.com.my\/cn\/%e5%ba%b7%e7%bb%b4%e4%bb%96%e6%90%ba%e9%ba%a6%e5%8d%a2%e5%8d%a1%e8%9c%82%e8%9c%9c%e8%a1%8c%e4%b8%9a%e9%87%91%e6%a0%87%e5%87%86%e7%82%b9%e4%ba%ae%e8%bf%9b%e5%8d%9a%e9%8e%8f%e9%87%91%e6%97%b6\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/moneycompass.com.my\/cn\/%e5%ba%b7%e7%bb%b4%e4%bb%96%e6%90%ba%e9%ba%a6%e5%8d%a2%e5%8d%a1%e8%9c%82%e8%9c%9c%e8%a1%8c%e4%b8%9a%e9%87%91%e6%a0%87%e5%87%86%e7%82%b9%e4%ba%ae%e8%bf%9b%e5%8d%9a%e9%8e%8f%e9%87%91%e6%97%b6\/#primaryimage\",\"url\":\"https:\/\/moneycompass.com.my\/cn\/wp-content\/uploads\/2025\/11\/image_5030061_34075498-XItmIc.jpeg\",\"contentUrl\":\"https:\/\/moneycompass.com.my\/cn\/wp-content\/uploads\/2025\/11\/image_5030061_34075498-XItmIc.jpeg\",\"width\":144,\"height\":96},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/moneycompass.com.my\/cn\/%e5%ba%b7%e7%bb%b4%e4%bb%96%e6%90%ba%e9%ba%a6%e5%8d%a2%e5%8d%a1%e8%9c%82%e8%9c%9c%e8%a1%8c%e4%b8%9a%e9%87%91%e6%a0%87%e5%87%86%e7%82%b9%e4%ba%ae%e8%bf%9b%e5%8d%9a%e9%8e%8f%e9%87%91%e6%97%b6\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/moneycompass.com.my\/cn\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u5eb7\u7ef4\u4ed6\u643a\u9ea6\u5362\u5361\u8702\u871c\u884c\u4e1a”\u91d1\u6807\u51c6”\u70b9\u4eae\u8fdb\u535a”\u938f\u91d1\u65f6\u523b”\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/moneycompass.com.my\/cn\/#website\",\"url\":\"https:\/\/moneycompass.com.my\/cn\/\",\"name\":\"Money Compass CN\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/moneycompass.com.my\/cn\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u5eb7\u7ef4\u4ed6\u643a\u9ea6\u5362\u5361\u8702\u871c\u884c\u4e1a\"\u91d1\u6807\u51c6\"\u70b9\u4eae\u8fdb\u535a\"\u938f\u91d1\u65f6\u523b\" - Money Compass CN","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/moneycompass.com.my\/cn\/\u5eb7\u7ef4\u4ed6\u643a\u9ea6\u5362\u5361\u8702\u871c\u884c\u4e1a\u91d1\u6807\u51c6\u70b9\u4eae\u8fdb\u535a\u938f\u91d1\u65f6\/","og_locale":"en_US","og_type":"article","og_title":"\u5eb7\u7ef4\u4ed6\u643a\u9ea6\u5362\u5361\u8702\u871c\u884c\u4e1a\"\u91d1\u6807\u51c6\"\u70b9\u4eae\u8fdb\u535a\"\u938f\u91d1\u65f6\u523b\" - Money Compass CN","og_description":"\u4e0a\u6d77 2025\u5e7411\u67088\u65e5 \/\u7f8e\u901a\u793e\/ — 2025\u5e7411\u67085\u65e5\u81f310\u65e5\uff0c\u65b0\u897f\u5170\u9ea6\u5362\u5361\u8702\u871c\u9886\u5148\u54c1\u724c\u5eb7\u7ef4\u4ed6\uff08Comvita\uff09\u518d\u5ea6\u4eae\u76f8\u4e2d\u56fd\u56fd\u9645\u8fdb\u53e3\u535a\u89c8\u4f1a\uff0c\u5448\u73b0\u4ee5”\u938f\u91d1\u65f6\u523b\uff08Golden Moments\uff09”\u4e3a\u4e3b\u9898\u7684\u6c89\u6d78\u5f0f\u5c55\u9986\uff0c\u5c06\u9ea6\u5362\u5361\u8702\u871c\u7684\u9187\u539a\u8d28\u611f\u4e0e\u65b0\u897f\u5170\u7684\u539f\u59cb\u666f\u89c2\u4ea4\u7ec7\u4e3a\u4e00\u5e45\u6d41\u52a8\u753b\u5377\u3002\u4f5c\u4e3a\u8fde\u7eed15\u5e74\u88ab\u65b0\u897f\u5170\u9ea6\u5362\u5361\u8702\u871c\u884c\u4e1a\u534f\u4f1a\uff08UMFHA\uff09\u8ba4\u8bc1\u7684\u7684\u6700\u5927\u9ea6\u5362\u5361\u8702\u871c\u751f\u4ea7\u5546\uff0c\u5eb7\u7ef4\u4ed6\u4ee5\u884c\u4e1a”\u91d1\u6807\u51c6”\u6210\u5c31\u81f3\u81fb\u54c1\u8d28\uff0c\u6301\u7eed\u5151\u73b0\u54c1\u724c\u5bf9\u5168\u7403\u6d88\u8d39\u8005\u7684\u7eaf\u51c0\u627f\u8bfa\u3002\u6b64\u6b21\uff0c\u5eb7\u7ef4\u4ed6\u4ea6\u9686\u91cd\u5448\u732e\u5176\u4f20\u5947\u4e4b\u4f5c\u2014\u2014UMF29+\u9ea6\u5362\u5361\u8702\u871c\uff0c\u5c06\u8fd9\u4efd\u5bf9\u9ad8\u6807\u51c6\u7684\u575a\u6301\u5177\u8c61\u5316\u4e3a\u81f3\u81fb\u871c\u793c\u732e\u7ed9\u4e2d\u56fd\u6d88\u8d39\u8005\u3002 \u56f4\u7ed5”\u938f\u91d1\u65f6\u523b”\u4e3b\u9898\uff0c\u5eb7\u7ef4\u4ed6\u5728\u672c\u5c4a\u8fdb\u535a\u4f1a\u5320\u5fc3\u6253\u9020\u51fa\u4e00\u65b9\u6c89\u6d78\u5f0f\u611f\u5b98\u7a7a\u95f4\u3002\u4ee5\u73af\u7ed5\u5f0fLED\u5de8\u5e55\u4e3a\u8f7d\u4f53\uff0c\u8ba9\u8702\u871c\u7684\u938f\u91d1\u8d28\u611f\u4e0e\u65b0\u897f\u5170\u7684\u58ee\u4e3d\u5c71\u6cb3\u5728\u5899\u9762\u548c\u5929\u82b1\u677f\u95f4\u65e0\u7f1d\u6d41\u6dcc\u3002\u5c55\u9986\u8425\u9020\u4e86\u4e00\u4e2a\u8fdc\u79bb\u55a7\u56a3\u7684\u7597\u6108\u573a\u57df\uff0c\u5f15\u5bfc\u8bbf\u5ba2\u5728\u6b64\u9a7b\u8db3\u3001\u6c89\u6d78\uff0c\u4e8e\u81ea\u7136\u53d9\u4e8b\u4e2d\u5f00\u542f\u4e00\u573a\u5173\u4e8e\u5065\u5eb7\u672c\u6e90\u4e0e\u751f\u6d3b\u7f8e\u5b66\u7684\u6df1\u5ea6\u5bf9\u8bdd\u3002”\u938f\u91d1\u65f6\u523b”\u5448\u73b0\u7684\u662f\u54c1\u724c\u7684”\u5b88\u62a4”\u6001\u5ea6\uff1a\u65e2\u5b88\u62a4\u81ea\u7136\u7684\u7eaf\u51c0\uff0c\u66f4\u5e0c\u671b\u5c06\u8fd9\u4efd\u6e90\u81ea\u65b0\u897f\u5170\u7684\u5929\u7136\u80fd\u91cf\uff0c\u8f6c\u5316\u4e3a\u966a\u4f34\u6d88\u8d39\u8005\u5171\u5ea6\u4eba\u751f\u73cd\u8d35\u9636\u6bb5\u7684\u5065\u5eb7\u9009\u62e9\uff0c\u8ba9\u81ea\u7136\u4e4b\u529b\uff0c\u6210\u4e3a”\u938f\u91d1\u65f6\u523b”\u91cc\u6700\u575a\u5b9e\u7684\u5b88\u62a4\u3002\u5f00\u9986\u9996\u65e5\uff0c\u65b0\u897f\u5170\u9a7b\u534e\u5927\u4f7fDr. Jonathan Austin\u51fa\u5e2d\u4e86\u5f00\u5e55\u4eea\u5f0f\uff0c\u89c1\u8bc1\u8fd9\u4e00\u8c61\u5f81\u4e2d\u65b0\u7ecf\u8d38\u4e0e\u6587\u5316\u4ea4\u6d41\u7684\u9ad8\u5149\u65f6\u523b\u3002 “\u91d1”\u6807\u4e3a\u5c3a\uff0c\u4e08\u91cf\u81ea\u7136\u521d\u5fc3 \u5eb7\u7ef4\u4ed6\u4f5c\u4e3a\u9ea6\u5362\u5361\u8702\u871c\u884c\u4e1a\u7684\u5960\u57fa\u8005\uff0c\u5df2\u8d70\u8fc7\u8fd1\u534a\u4e2a\u4e16\u7eaa\u7684\u575a\u5b88\u4e4b\u8def\u3002\u8eab\u4e3a\u65b0\u897f\u5170\u9ea6\u5362\u5361\u8702\u871c\u534f\u4f1a\uff08UMFHA\uff09\u7684\u521d\u59cb\u4f1a\u5458\uff0c\u5eb7\u7ef4\u4ed6\u5df2\u7ecf\u8fde\u7eed15\u5e74\u88ab\u8ba4\u8bc1\u4e3a\u6700\u5927\u9ea6\u5362\u5361\u8702\u871c\u54c1\u724c\u53ca\u751f\u4ea7\u5546\u3002\u54c1\u724c\u59cb\u7ec8\u4ee5\u9ad8\u4e8e\u884c\u4e1a\u7684\u6807\u51c6\u81ea\u6211\u97ad\u7b56\uff0c\u81f4\u529b\u4e8e\u6811\u7acb\u9ea6\u5362\u5361\u8702\u871c\u7684”\u9ec4\u91d1\u51c6\u5219”\u3002 \u6570\u5341\u5e74\u6765\uff0c\u5eb7\u7ef4\u4ed6\u6089\u5fc3\u57f9\u80b2\u51fa\u7b2c\u4e09\u4ee3\u9ea6\u5362\u5361\u6811\uff0c\u6301\u7eed\u63d0\u5347\u871c\u6e90\u54c1\u8d28\uff1b\u6784\u5efa\u4e86\u4ece\u871c\u6e90\u8ffd\u8e2a\u5230\u6210\u54c1\u51fa\u5382\u7684\u5168\u94fe\u8def\u54c1\u63a7\u4f53\u7cfb\uff0c\u771f\u6b63\u5b9e\u73b0\u4ece\u68ee\u6797\u5230\u65e5\u5e38\u7684\u6bcf\u4e00\u6b65\u90fd\u53ef\u8ffd\u6eaf\u3001\u53ef\u4fe1\u4efb\uff1b\u66f4\u62e5\u6709\u83b7\u5f97IANZ\uff08\u65b0\u897f\u5170\u56fd\u9645\u8ba4\u53ef\uff09\u548cMPI\uff08\u65b0\u897f\u5170\u521d\u7ea7\u4ea7\u4e1a\u90e8\uff09\u53cc\u91cd\u8ba4\u8bc1\u7684\u9ea6\u5362\u5361\u8702\u871c\u5b9e\u9a8c\u5ba4\uff0c\u4e25\u8c28\u628a\u5173\u6bcf\u4e00\u6279\u9ea6\u5362\u5361\u8702\u871c\u7684UMF\u503c\u3002UMF\u540e\u7684\u6570\u5b57\u662f\u8861\u91cf\u9ea6\u5362\u5361\u8702\u871c\u4e2d\u5929\u7136\u6d3b\u6027\u6210\u5206”\u72ec\u9ea6\u7d20”\u6d53\u5ea6\u7684\u6838\u5fc3\u6307\u6807\uff0c\u6570\u5b57\u8d8a\u9ad8\uff0c\u610f\u5473\u7740\u72ec\u9ea6\u7d20\u6d53\u5ea6\u8d8a\u9ad8\u3002 \u5728”\u6d3b\u6027\u8d85\u957f\u4e45\uff0c\u81ea\u7136\u5eb7\u7ef4\u4ed6”\u7684\u54c1\u8d28\u627f\u8bfa\u4e0b\uff0c\u6bcf\u4e00\u6279\u5eb7\u7ef4\u4ed6\u9ea6\u5362\u5361\u8702\u871c\u51fa\u5382\u524d\u90fd\u9700\u901a\u8fc734\u9879\u68c0\u6d4b\uff0c\u4e0d\u4ec5\u786e\u4fdd\u4e86\u6d3b\u6027\u6210\u5206\u7684\u542b\u91cf\u5145\u8db3\uff0c\u4e5f\u4e3a\u9501\u4f4f\u6d3b\u6027\u3001\u4f7f\u5176\u5728\u6574\u4e2a\u4fdd\u8d28\u671f\u5185\u7a33\u5b9a\u5927\u4e8e\u7b49\u4e8e\u74f6\u8eabUMF\u503c\u63d0\u4f9b\u4e86\u575a\u5b9e\u4fdd\u969c\u3002\u5eb7\u7ef4\u4ed6\u5e0c\u671b\u6d88\u8d39\u8005\u624b\u4e2d\u7684\u6bcf\u4e00\u74f6\u9ea6\u5362\u5361\u8702\u871c\uff0c\u90fd\u80fd\u6210\u4e3a\u81ea\u7136\u6d3b\u6027\u4e0e\u79d1\u5b66\u5b88\u62a4\u7684\u7f8e\u597d\u89c1\u8bc1\u3002 \u7a00\u4e16\u4e4b\u73cd\uff0c\u793c\u8d5e\u65f6\u5149\u6c89\u6dc0 \u5728\u672c\u5c4a\u8fdb\u535a\u4f1a\u4e0a\uff0c\u5eb7\u7ef4\u4ed6\u7279\u522b\u5448\u732e\u5176\u6807\u5fd7\u6027\u81fb\u9009\u2014\u2014UMF29+\u9ea6\u5362\u5361\u8702\u871c\uff0c\u8fd9\u4e2a\u6e90\u81eaManawaimai\u539f\u59cb\u68ee\u6797\u7684\u73cd\u7a00\u4e4b\u4f5c\uff0c\u627f\u8f7d\u7740\u5eb7\u7ef4\u4ed6\u54c1\u724c\u5bf9\u81ea\u7136\u4e0e\u5de5\u827a\u7684\u6267\u7740\u8ffd\u6c42\uff0c\u4ee5\u7eaf\u51c0\u4e0e\u529b\u91cf\uff0c\u7eed\u5199\u81ea\u7136\u9988\u8d60\u7684\u938f\u91d1\u7bc7\u7ae0\u3002 \u5386\u7ecf\u534a\u4e2a\u4e16\u7eaa\u7684\u79ef\u7d2f\uff0c\u5eb7\u7ef4\u4ed6\u5df2\u6784\u5efa\u4e86\u4e00\u5957\u4ece\u871c\u6e90\u9009\u5740\u3001\u8702\u7fa4\u517b\u62a4\u5230\u91c7\u917f\u68c0\u6d4b\u7684\u5b8c\u6574\u4f53\u7cfb\u3002\u6bcf\u4e00\u6ef4UMF29+\u9ea6\u5362\u5361\u8702\u871c\u90fd\u9700\u901a\u8fc7\u5c42\u5c42\u7b5b\u9009\uff0c\u5176\u7eaf\u51c0\u5ea6\u4e0e\u6d3b\u6027\u6307\u6807\u5747\u8fbe\u5230\u54c1\u724c\u4e25\u683c\u6807\u51c6\uff0c\u662f\u5eb7\u7ef4\u4ed6\u8fc4\u4eca\u4e3a\u6b62UMF\u6570\u503c\u6700\u9ad8\u7684\u9ea6\u5362\u5361\u8702\u871c\u4ea7\u54c1\u3002\u4eca\u5e74\uff0c\u4f4d\u4e8e\u65b0\u897f\u5170\u5317\u5c9b\u4e2d\u5fc3\u7684\u871c\u6e90\u5723\u5730Manawaimai\u68ee\u6797\u8fce\u6765\u4e86\u9996\u4e2aUMF29+\u9ea6\u5362\u5361\u8702\u871c\u7684\u5e74\u4efd\u3002\u5eb7\u7ef4\u4ed6\u8d85\u8fc7\u767e\u4e07\u68f5\u7cbe\u5fc3\u9009\u80b2\u7684\u9ea6\u5362\u5361\u6811\u5728\u6b64\u5730\u8301\u58ee\u751f\u957f\uff0c\u5176\u9ea6\u5362\u5361\u82b1\u871c\u4e2d\u8574\u85cf\u4e30\u5bcc\u6d3b\u6027\u6210\u5206\uff0c\u5960\u5b9a\u5353\u8d8a\u871c\u6e90\u4e4b\u57fa\u3002\u672c\u6b21UMF29+\u9ea6\u5362\u5361\u8702\u871c\u4ea7\u91cf\u6781\u4e3a\u7a00\u5c11\uff0c\u4ec5\u9762\u5411\u5168\u7403\u4f9b\u5e941000\u74f6\uff1b\u5305\u88c5\u8bbe\u8ba1\u4ea6\u5ef6\u7eed\u81ea\u7136\u53d9\u4e8b\uff1a\u73af\u4fdd\u67da\u6728\u7684\u6e29\u6da6\u8d28\u611f\u547c\u5e94Manawaimai\u68ee\u6797\u7684\u539f\u59cb\u6c14\u606f\uff0c\u6807\u7b7e\u4e0a\u7684\u7cbe\u81f4\u6728\u7eb9\u5982\u6811\u6728\u5e74\u8f6e\u822c\u8bb0\u5f55\u65f6\u5149\u8db3\u8ff9\uff0c\u5f00\u542f\u5305\u88c5\u7684\u8fc7\u7a0b\uff0c\u72b9\u5982\u4e00\u573a\u7a7f\u8d8a\u81ea\u7136\u7684\u6c89\u6d78\u65c5\u7a0b\u3002\u8fd9\u4e0d\u4ec5\u662f\u4e00\u74f6\u8702\u871c\uff0c\u66f4\u662f\u5eb7\u7ef4\u4ed6\u732e\u7ed9\u54c1\u5473\u4e4b\u58eb\u7684\u81ea\u7136\u81fb\u54c1\uff0c\u8ba9\u8fd9\u4efd\u6e90\u81ea\u68ee\u6797\u6df1\u5904\u7684\u73cd\u7a00\u529b\u91cf\uff0c\u6210\u4e3a\u966a\u4f34\u4eba\u751f\u73cd\u8d35\u65f6\u523b\u7684\u6c38\u6052\u5370\u8bb0\u3002 \u516d\u8f7d\u540c\u884c\uff0c\u5171\u94f8\u91d1\u8272\u672a\u6765 \u516d\u8d74\u8fdb\u535a\u4e4b\u7ea6\uff0c\u5eb7\u7ef4\u4ed6\u5df2\u5c06\u8fd9\u4e00\u56fd\u9645\u76db\u4f1a\u89c6\u4e3a\u54c1\u724c\u4e0e\u4e2d\u56fd\u5e02\u573a\u6df1\u5ea6\u878d\u5408\u3001\u76f8\u4e92\u6210\u5c31\u7684\u91cd\u8981\u89c1\u8bc1\u3002\u4ece\u6700\u521d\u7684\u4ea7\u54c1\u5c55\u793a\u5230\u6df1\u5ea6\u7684\u7406\u5ff5\u5171\u9e23\uff0c\u4ece\u5355\u7eaf\u7684\u8d38\u6613\u5f80\u6765\u81f3\u53ef\u6301\u7eed\u5065\u5eb7\u6587\u5316\u7684\u4ea4\u878d\uff0c\u5eb7\u7ef4\u4ed6\u59cb\u7ec8\u4ee5\u65b0\u897f\u5170\u7684\u7eaf\u51c0\u81ea\u7136\u4e3a\u672c\u6e90\uff0c\u4ee5\u4e25\u8c28\u79d1\u5b66\u4e3a\u57fa\u77f3\uff0c\u6301\u7eed\u56de\u5e94\u7740\u4e2d\u56fd\u6d88\u8d39\u8005\u5bf9\u9ad8\u54c1\u8d28\u5065\u5eb7\u751f\u6d3b\u65e5\u76ca\u63d0\u5347\u7684\u8ffd\u6c42\u3002 \u9762\u5411\u672a\u6765\uff0c\u5eb7\u7ef4\u4ed6CEO Karl Gardon \u8868\u793a\uff0c”\u4eca\u5e74\u662f\u5eb7\u7ef4\u4ed6\u7b2c\u516d\u6b21\u53c2\u4e0e\u8fdb\u535a\u4f1a\u3002\u591a\u5e74\u6765\uff0c\u8fd9\u4e2a\u5e73\u53f0\u6301\u7eed\u4e3a\u6211\u4eec\u5e26\u6765\u65b0\u6e20\u9053\u3001\u65b0\u5ba2\u7fa4\u4e0e\u65b0\u5408\u4f5c\u673a\u9047\uff0c\u4e5f\u8ba9\u6211\u4eec\u66f4\u6df1\u523b\u5730\u611f\u53d7\u5230\u4e2d\u56fd\u5e02\u573a\u5bf9\u9ad8\u54c1\u8d28\u5929\u7136\u5065\u5eb7\u4ea7\u54c1\u7684\u6301\u7eed\u589e\u957f\u9700\u6c42\u3002\u6bcf\u4e00\u6b21\u53c2\u4e0e\u8fdb\u535a\uff0c\u90fd\u662f\u4e00\u6b21\u4e0e\u4e2d\u56fd\u5e02\u573a\u7684\u53cc\u5411\u5954\u8d74\uff0c\u8ba9\u6211\u4eec\u4e0d\u65ad\u6c72\u53d6\u7075\u611f\u3001\u7115\u65b0\u8868\u8fbe\uff0c\u628a\u6765\u81ea\u65b0\u897f\u5170\u7684\u81ea\u7136\u80fd\u91cf\u5e26\u5411\u66f4\u591a\u4eba\u3002”\u8c08\u53ca\u672a\u6765\u53d1\u5c55\uff0c\u4ed6\u8868\u793a\uff0c”\u4eca\u5e74\u4e5f\u6070\u9022\u5eb7\u7ef4\u4ed6\u8fdb\u5165\u4e2d\u56fd\u5e02\u573a\u7684\u7b2c21\u4e2a\u5e74\u5934\uff0c\u7ad9\u5728\u8fd9\u4e00\u65b0\u8d77\u70b9\u4e0a\uff0c\u6211\u4eec\u5c06\u7ee7\u7eed\u6df1\u8015\u4e2d\u56fd\u5e02\u573a\uff0c\u79c9\u6301\u2018\u91c7\u81ea\u81ea\u7136\uff0c\u56de\u9988\u81ea\u7136’\u7684\u53ef\u6301\u7eed\u53d1\u5c55\u7406\u5ff5\uff0c\u4e0d\u4ec5\u4f5c\u4e3a\u5065\u5eb7\u4ea7\u54c1\u7684\u63d0\u4f9b\u8005\uff0c\u66f4\u81f4\u529b\u4e8e\u6210\u4e3a\u4e2d\u56fd\u6d88\u8d39\u8005\u5065\u5eb7\u751f\u6d3b\u65b9\u5f0f\u7684\u957f\u4e45\u540c\u884c\u8005\u3002\u54c1\u724c\u671f\u5f85\u5728\u66f4\u591a\u4e2d\u56fd\u5bb6\u5ead\u7684”\u938f\u91d1\u65f6\u523b”\u4e2d\uff0c\u4ee5\u81ea\u7136\u4e4b\u6e90\u8d4b\u80fd\u5065\u5eb7\u4e4b\u672c\uff0c\u6301\u7eed\u4e66\u5199\u8fd9\u6bb5\u8de8\u8d8a\u5c71\u6d77\u7684\u4fe1\u4efb\u4e0e\u627f\u8bfa\uff0c\u8ba9\u7eaf\u51c0\u81ea\u7136\u7684\u9988\u8d60\uff0c\u6210\u4e3a\u8fde\u63a5\u4e2d\u65b0\u6587\u5316\u4e0e\u5065\u5eb7\u7406\u5ff5\u7684\u72ec\u7279\u7ebd\u5e26\u3002” ### \u5173\u4e8e\u5eb7\u7ef4\u4ed6 (Comvita) \u5eb7\u7ef4\u4ed6\u6210\u7acb\u4e8e1974\u5e74\uff0c\u662f\u5168\u7403\u9886\u5148\u7684\u5929\u7136\u5065\u5eb7\u4ea7\u54c1\u516c\u53f8\uff0c\u5c24\u5176\u4ee5\u9ad8\u54c1\u8d28\u9ea6\u5362\u5361\u8702\u871c\u95fb\u540d\u4e8e\u4e16\u3002\u54c1\u724c\u59cb\u7ec8\u81f4\u529b\u4e8e\u7814\u7a76\u3001\u5f00\u53d1\u548c\u63d0\u4f9b\u6e90\u81ea\u81ea\u7136\u7684\u5065\u5eb7\u89e3\u51b3\u65b9\u6848\uff0c\u5c06\u79d1\u5b66\u7684\u4e25\u8c28\u4e0e\u81ea\u7136\u7684\u9988\u8d60\u76f8\u7ed3\u5408\uff0c\u4e3a\u5168\u7403\u6d88\u8d39\u8005\u5e26\u6765\u7eaf\u51c0\u3001\u6709\u6548\u7684\u5065\u5eb7\u4ea7\u54c1\u3002 SOURCE \u5eb7\u7ef4\u4ed6\u98df\u54c1(\u4e2d\u56fd)\u6709\u9650\u516c\u53f8","og_url":"https:\/\/moneycompass.com.my\/cn\/\u5eb7\u7ef4\u4ed6\u643a\u9ea6\u5362\u5361\u8702\u871c\u884c\u4e1a\u91d1\u6807\u51c6\u70b9\u4eae\u8fdb\u535a\u938f\u91d1\u65f6\/","og_site_name":"Money Compass CN","article_published_time":"2025-11-08T01:00:00+00:00","twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/moneycompass.com.my\/cn\/%e5%ba%b7%e7%bb%b4%e4%bb%96%e6%90%ba%e9%ba%a6%e5%8d%a2%e5%8d%a1%e8%9c%82%e8%9c%9c%e8%a1%8c%e4%b8%9a%e9%87%91%e6%a0%87%e5%87%86%e7%82%b9%e4%ba%ae%e8%bf%9b%e5%8d%9a%e9%8e%8f%e9%87%91%e6%97%b6\/","url":"https:\/\/moneycompass.com.my\/cn\/%e5%ba%b7%e7%bb%b4%e4%bb%96%e6%90%ba%e9%ba%a6%e5%8d%a2%e5%8d%a1%e8%9c%82%e8%9c%9c%e8%a1%8c%e4%b8%9a%e9%87%91%e6%a0%87%e5%87%86%e7%82%b9%e4%ba%ae%e8%bf%9b%e5%8d%9a%e9%8e%8f%e9%87%91%e6%97%b6\/","name":"\u5eb7\u7ef4\u4ed6\u643a\u9ea6\u5362\u5361\u8702\u871c\u884c\u4e1a\"\u91d1\u6807\u51c6\"\u70b9\u4eae\u8fdb\u535a\"\u938f\u91d1\u65f6\u523b\" - Money Compass CN","isPartOf":{"@id":"https:\/\/moneycompass.com.my\/cn\/#website"},"primaryImageOfPage":{"@id":"https:\/\/moneycompass.com.my\/cn\/%e5%ba%b7%e7%bb%b4%e4%bb%96%e6%90%ba%e9%ba%a6%e5%8d%a2%e5%8d%a1%e8%9c%82%e8%9c%9c%e8%a1%8c%e4%b8%9a%e9%87%91%e6%a0%87%e5%87%86%e7%82%b9%e4%ba%ae%e8%bf%9b%e5%8d%9a%e9%8e%8f%e9%87%91%e6%97%b6\/#primaryimage"},"image":{"@id":"https:\/\/moneycompass.com.my\/cn\/%e5%ba%b7%e7%bb%b4%e4%bb%96%e6%90%ba%e9%ba%a6%e5%8d%a2%e5%8d%a1%e8%9c%82%e8%9c%9c%e8%a1%8c%e4%b8%9a%e9%87%91%e6%a0%87%e5%87%86%e7%82%b9%e4%ba%ae%e8%bf%9b%e5%8d%9a%e9%8e%8f%e9%87%91%e6%97%b6\/#primaryimage"},"thumbnailUrl":"https:\/\/moneycompass.com.my\/cn\/wp-content\/uploads\/2025\/11\/image_5030061_34075498-XItmIc.jpeg","datePublished":"2025-11-08T01:00:00+00:00","dateModified":"2025-11-08T01:00:00+00:00","author":{"@id":""},"breadcrumb":{"@id":"https:\/\/moneycompass.com.my\/cn\/%e5%ba%b7%e7%bb%b4%e4%bb%96%e6%90%ba%e9%ba%a6%e5%8d%a2%e5%8d%a1%e8%9c%82%e8%9c%9c%e8%a1%8c%e4%b8%9a%e9%87%91%e6%a0%87%e5%87%86%e7%82%b9%e4%ba%ae%e8%bf%9b%e5%8d%9a%e9%8e%8f%e9%87%91%e6%97%b6\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/moneycompass.com.my\/cn\/%e5%ba%b7%e7%bb%b4%e4%bb%96%e6%90%ba%e9%ba%a6%e5%8d%a2%e5%8d%a1%e8%9c%82%e8%9c%9c%e8%a1%8c%e4%b8%9a%e9%87%91%e6%a0%87%e5%87%86%e7%82%b9%e4%ba%ae%e8%bf%9b%e5%8d%9a%e9%8e%8f%e9%87%91%e6%97%b6\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/moneycompass.com.my\/cn\/%e5%ba%b7%e7%bb%b4%e4%bb%96%e6%90%ba%e9%ba%a6%e5%8d%a2%e5%8d%a1%e8%9c%82%e8%9c%9c%e8%a1%8c%e4%b8%9a%e9%87%91%e6%a0%87%e5%87%86%e7%82%b9%e4%ba%ae%e8%bf%9b%e5%8d%9a%e9%8e%8f%e9%87%91%e6%97%b6\/#primaryimage","url":"https:\/\/moneycompass.com.my\/cn\/wp-content\/uploads\/2025\/11\/image_5030061_34075498-XItmIc.jpeg","contentUrl":"https:\/\/moneycompass.com.my\/cn\/wp-content\/uploads\/2025\/11\/image_5030061_34075498-XItmIc.jpeg","width":144,"height":96},{"@type":"BreadcrumbList","@id":"https:\/\/moneycompass.com.my\/cn\/%e5%ba%b7%e7%bb%b4%e4%bb%96%e6%90%ba%e9%ba%a6%e5%8d%a2%e5%8d%a1%e8%9c%82%e8%9c%9c%e8%a1%8c%e4%b8%9a%e9%87%91%e6%a0%87%e5%87%86%e7%82%b9%e4%ba%ae%e8%bf%9b%e5%8d%9a%e9%8e%8f%e9%87%91%e6%97%b6\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/moneycompass.com.my\/cn\/"},{"@type":"ListItem","position":2,"name":"\u5eb7\u7ef4\u4ed6\u643a\u9ea6\u5362\u5361\u8702\u871c\u884c\u4e1a”\u91d1\u6807\u51c6”\u70b9\u4eae\u8fdb\u535a”\u938f\u91d1\u65f6\u523b”"}]},{"@type":"WebSite","@id":"https:\/\/moneycompass.com.my\/cn\/#website","url":"https:\/\/moneycompass.com.my\/cn\/","name":"Money Compass CN","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/moneycompass.com.my\/cn\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/moneycompass.com.my\/cn\/wp-json\/wp\/v2\/posts\/18294"}],"collection":[{"href":"https:\/\/moneycompass.com.my\/cn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneycompass.com.my\/cn\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/moneycompass.com.my\/cn\/wp-json\/wp\/v2\/comments?post=18294"}],"version-history":[{"count":0,"href":"https:\/\/moneycompass.com.my\/cn\/wp-json\/wp\/v2\/posts\/18294\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moneycompass.com.my\/cn\/wp-json\/wp\/v2\/media\/18295"}],"wp:attachment":[{"href":"https:\/\/moneycompass.com.my\/cn\/wp-json\/wp\/v2\/media?parent=18294"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneycompass.com.my\/cn\/wp-json\/wp\/v2\/categories?post=18294"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneycompass.com.my\/cn\/wp-json\/wp\/v2\/tags?post=18294"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}