{"id":29526,"date":"2026-09-28T09:39:15","date_gmt":"2026-09-28T09:39:15","guid":{"rendered":"https:\/\/moneycompass.com.my\/cn\/?p=29526"},"modified":"2026-09-28T09:39:15","modified_gmt":"2026-09-28T09:39:15","slug":"%e7%94%b5%e5%ad%90%e4%b8%9a%e7%9b%88%e5%88%a9%e6%9a%b4%e5%a2%9e1-1%e5%80%8d%ef%bc%81%e4%b8%ad%e5%9b%bd%e5%b7%a5%e4%b8%9a%e5%88%a9%e6%b6%a6%e5%89%8d8%e4%b8%aa%e6%9c%88%e5%a2%9e15-7%ef%bc%8cai%e4%b8%8e","status":"publish","type":"post","link":"https:\/\/moneycompass.com.my\/cn\/%e7%94%b5%e5%ad%90%e4%b8%9a%e7%9b%88%e5%88%a9%e6%9a%b4%e5%a2%9e1-1%e5%80%8d%ef%bc%81%e4%b8%ad%e5%9b%bd%e5%b7%a5%e4%b8%9a%e5%88%a9%e6%b6%a6%e5%89%8d8%e4%b8%aa%e6%9c%88%e5%a2%9e15-7%ef%bc%8cai%e4%b8%8e\/","title":{"rendered":"\u7535\u5b50\u4e1a\u76c8\u5229\u66b4\u589e1.1\u500d\uff01\u4e2d\u56fd\u5de5\u4e1a\u5229\u6da6\u524d8\u4e2a\u6708\u589e15.7%\uff0cAI\u4e0e\u6676\u7247\u9700\u6c42\u6210\u5173\u952e"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">\uff08\u5317\u4eac28\u65e5\u8baf\uff09\u4e2d\u56fd\u5de5\u4e1a\u4f01\u4e1a\u76c8\u5229\u6301\u7eed\u4fdd\u6301\u8f83\u5feb\u589e\u957f\uff0c<\/span><b>\u7535\u5b50\u4e1a\u6210\u4e3a\u4e3b\u8981\u63a8\u52a8\u529b\u4e4b\u4e00\uff01<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u4e2d\u56fd\u56fd\u5bb6\u7edf\u8ba1\u5c40\u5468\u4e00\uff0828\u65e5\uff09\u516c\u5e03\u6570\u636e\u663e\u793a\uff0c2026\u5e74\u99968\u4e2a\u6708\uff0c\u5168\u56fd\u89c4\u6a21\u4ee5\u4e0a\u5de5\u4e1a\u4f01\u4e1a\u5b9e\u73b0\u76c8\u5229\u603b\u989d<\/span><b>5\u51462720\u4ebf\u5143\u4eba\u6c11\u5e01\uff08\u7ea63\u51462072\u4ebf\u4ee4\u5409\uff09<\/b><span style=\"font-weight: 400;\">\uff0c\u6309\u5e74\u589e\u957f<\/span><b>15.7%<\/b><span style=\"font-weight: 400;\">\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5176\u4e2d\uff0c\u8ba1\u7b97\u673a\u3001\u901a\u8baf\u548c\u7535\u5b50\u8bbe\u5907\u5236\u9020\u4e1a\u76c8\u5229\u66f4\u6309\u5e74\u5927\u589e<\/span><b>109.1%\uff0c\u76f8\u5f53\u4e8e\u589e\u957f1.1\u500d<\/b><span style=\"font-weight: 400;\">\uff0c\u6210\u4e3a\u6574\u4f53\u5de5\u4e1a\u76c8\u5229\u589e\u957f\u7684\u91cd\u8981\u652f\u6491\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u56fd\u5bb6\u7edf\u8ba1\u5c40\u5de5\u4e1a\u53f8\u9996\u5e2d\u7edf\u8ba1\u5e08\u4e8e\u536b\u5b81\u8868\u793a\uff0c\u99968\u4e2a\u6708\u89c4\u6a21\u4ee5\u4e0a\u5de5\u4e1a\u4f01\u4e1a\u8425\u4e1a\u6536\u5165\u6309\u5e74\u589e\u957f6.6%\uff0c\u5e26\u52a8\u76c8\u5229\u6301\u7eed\u4fdd\u6301\u4e24\u4f4d\u6570\u589e\u957f\u3002<\/span><\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter size-large wp-image-29527\" src=\"http:\/\/moneycompass.com.my\/cn\/wp-content\/uploads\/2026\/09\/retouch_2026092816281050-1024x683.jpg\" alt=\"\" width=\"1024\" height=\"683\" srcset=\"https:\/\/moneycompass.com.my\/cn\/wp-content\/uploads\/2026\/09\/retouch_2026092816281050-1024x683.jpg 1024w, https:\/\/moneycompass.com.my\/cn\/wp-content\/uploads\/2026\/09\/retouch_2026092816281050-300x200.jpg 300w, https:\/\/moneycompass.com.my\/cn\/wp-content\/uploads\/2026\/09\/retouch_2026092816281050-768x512.jpg 768w, https:\/\/moneycompass.com.my\/cn\/wp-content\/uploads\/2026\/09\/retouch_2026092816281050-750x500.jpg 750w, https:\/\/moneycompass.com.my\/cn\/wp-content\/uploads\/2026\/09\/retouch_2026092816281050-1140x760.jpg 1140w, https:\/\/moneycompass.com.my\/cn\/wp-content\/uploads\/2026\/09\/retouch_2026092816281050.jpg 1512w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<h3><b>\u7535\u5b50\u4e1a\u8d21\u732e\u6574\u4f53\u76c8\u5229\u589e\u957f62%<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">\u4ece\u4e3b\u8981\u884c\u4e1a\u6765\u770b\uff0c\u99968\u4e2a\u6708\u91c7\u77ff\u4e1a\u76c8\u5229\u6309\u5e74\u589e\u957f<\/span><b>35.1%<\/b><span style=\"font-weight: 400;\">\uff0c\u5236\u9020\u4e1a\u589e\u957f<\/span><b>17.4%<\/b><span style=\"font-weight: 400;\">\uff1b\u7535\u529b\u3001\u70ed\u529b\u3001\u71c3\u6c14\u53ca\u6c34\u751f\u4ea7\u548c\u4f9b\u5e94\u4e1a\u5219\u4e0b\u964d<\/span><b>12%<\/b><span style=\"font-weight: 400;\">\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5355\u770b8\u6708\uff0c\u53d7\u53bb\u5e74\u540c\u671f\u8f83\u9ad8\u57fa\u6570\u5f71\u54cd\uff0c\u89c4\u6a21\u4ee5\u4e0a\u5de5\u4e1a\u4f01\u4e1a\u76c8\u5229\u6309\u5e74\u589e\u957f<\/span><b>4.2%<\/b><span style=\"font-weight: 400;\">\uff0c\u589e\u901f\u6709\u6240\u653e\u7f13\u3002\u4e0d\u8fc7\uff0c\u5de5\u4e1a\u4f01\u4e1a\u6bdb\u76c8\u5229\u4ecd\u589e\u957f<\/span><b>7.5%<\/b><span style=\"font-weight: 400;\">\uff0c\u6bd47\u6708\u52a0\u5feb1.9\u4e2a\u767e\u5206\u70b9\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5176\u4e2d\uff0c<\/span><b>\u7535\u5b50\u884c\u4e1a\u8868\u73b0\u5c24\u5176\u7a81\u51fa<\/b><span style=\"font-weight: 400;\">\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u968f\u7740\u4eba\u5de5\u667a\u80fd\uff08AI\uff09\u7b49\u65b0\u6280\u672f\u5e94\u7528\u52a0\u901f\uff0c\u4ee5\u53ca\u76f8\u5173\u9700\u6c42\u6301\u7eed\u6269\u5927\uff0c\u7535\u5b50\u884c\u4e1a\u99968\u4e2a\u6708\u76c8\u5229\u6309\u5e74\u589e\u957f<\/span><b>1.1\u500d<\/b><span style=\"font-weight: 400;\">\uff0c\u5bf9\u5168\u90e8\u89c4\u6a21\u4ee5\u4e0a\u5de5\u4e1a\u4f01\u4e1a\u76c8\u5229\u589e\u957f\u7684\u8d21\u732e\u7387\u8fbe\u5230<\/span><b>62%<\/b><span style=\"font-weight: 400;\">\u3002<\/span><\/p>\n<h3><b>AI\u3001\u6676\u7247\u9700\u6c42\u5e26\u52a8\u591a\u4e2a\u9886\u57df<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">\u6570\u636e\u663e\u793a\uff0c\u65b0\u80fd\u6e90\u6c7d\u8f66\u3001\u7269\u8054\u7f51\u53ca\u7b97\u529b\u4e2d\u5fc3\u7b49\u65b0\u5174\u5e94\u7528\u573a\u666f\u6301\u7eed\u6269\u5927\uff0c\u8fdb\u4e00\u6b65\u63a8\u5347\u6676\u7247\u9700\u6c42\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4e0e\u7535\u5b50\u4ea7\u4e1a\u76f8\u5173\u7684\u5149\u7535\u5b50\u5668\u4ef6\u5236\u9020\u3001\u534a\u5bfc\u4f53\u5206\u7acb\u5668\u4ef6\u5236\u9020\uff0c\u99968\u4e2a\u6708\u76c8\u5229\u5206\u522b\u589e\u957f<\/span><b>72%\u53ca51.8%<\/b><span style=\"font-weight: 400;\">\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4e0e\u6b64\u540c\u65f6\uff0c\u7535\u5b50\u57fa\u7840\u539f\u6750\u6599\u9886\u57df\u4e5f\u4fdd\u6301\u5feb\u901f\u589e\u957f\uff0c\u7535\u5b50\u4e13\u7528\u6750\u6599\u5236\u9020\u76c8\u5229\u589e\u957f<\/span><b>2.3\u500d<\/b><span style=\"font-weight: 400;\">\uff0c\u7535\u5b50\u7535\u8def\u5236\u9020\u76c8\u5229\u5219\u589e\u957f<\/span><b>49.1%<\/b><span style=\"font-weight: 400;\">\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u6574\u4f53\u6765\u770b\uff0c<\/span><b>AI\u5e94\u7528\u3001\u7b97\u529b\u4e2d\u5fc3\u3001\u65b0\u80fd\u6e90\u6c7d\u8f66\u53ca\u7269\u8054\u7f51\u9700\u6c42\u589e\u957f\uff0c\u6b63\u6210\u4e3a\u63a8\u52a8\u4e2d\u56fd\u7535\u5b50\u4ea7\u4e1a\u76c8\u5229\u7684\u91cd\u8981\u52a8\u529b\u3002<\/b><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uff08\u5317\u4eac28\u65e5\u8baf\uff09\u4e2d\u56fd\u5de5\u4e1a\u4f01\u4e1a\u76c8\u5229\u6301\u7eed\u4fdd\u6301\u8f83\u5feb\u589e\u957f\uff0c\u7535\u5b50\u4e1a\u6210\u4e3a\u4e3b\u8981\u63a8\u52a8\u529b\u4e4b\u4e00\uff01 \u4e2d\u56fd\u56fd\u5bb6\u7edf\u8ba1\u5c40\u5468\u4e00\uff0828\u65e5\uff09\u516c\u5e03\u6570\u636e\u663e\u793a\uff0c2026\u5e74\u99968\u4e2a\u6708\uff0c\u5168\u56fd\u89c4\u6a21\u4ee5\u4e0a\u5de5\u4e1a\u4f01\u4e1a\u5b9e\u73b0\u76c8\u5229\u603b\u989d5\u51462720\u4ebf\u5143\u4eba\u6c11\u5e01\uff08\u7ea63\u51462072\u4ebf\u4ee4\u5409\uff09\uff0c\u6309\u5e74\u589e\u957f15.7%\u3002 \u5176\u4e2d\uff0c\u8ba1\u7b97\u673a\u3001\u901a\u8baf\u548c\u7535\u5b50\u8bbe\u5907\u5236\u9020\u4e1a\u76c8\u5229\u66f4\u6309\u5e74\u5927\u589e109.1%\uff0c\u76f8\u5f53\u4e8e\u589e\u957f1.1\u500d\uff0c\u6210\u4e3a\u6574\u4f53\u5de5\u4e1a\u76c8\u5229\u589e\u957f\u7684\u91cd\u8981\u652f\u6491\u3002 \u56fd\u5bb6\u7edf\u8ba1\u5c40\u5de5\u4e1a\u53f8\u9996\u5e2d\u7edf\u8ba1\u5e08\u4e8e\u536b\u5b81\u8868\u793a\uff0c\u99968\u4e2a\u6708\u89c4\u6a21\u4ee5\u4e0a\u5de5\u4e1a\u4f01\u4e1a\u8425\u4e1a\u6536\u5165\u6309\u5e74\u589e\u957f6.6%\uff0c\u5e26\u52a8\u76c8\u5229\u6301\u7eed\u4fdd\u6301\u4e24\u4f4d\u6570\u589e\u957f\u3002 \u7535\u5b50\u4e1a\u8d21\u732e\u6574\u4f53\u76c8\u5229\u589e\u957f62% \u4ece\u4e3b\u8981\u884c\u4e1a\u6765\u770b\uff0c\u99968\u4e2a\u6708\u91c7\u77ff\u4e1a\u76c8\u5229\u6309\u5e74\u589e\u957f35.1%\uff0c\u5236\u9020\u4e1a\u589e\u957f17.4%\uff1b\u7535\u529b\u3001\u70ed\u529b\u3001\u71c3\u6c14\u53ca\u6c34\u751f\u4ea7\u548c\u4f9b\u5e94\u4e1a\u5219\u4e0b\u964d12%\u3002 \u5355\u770b8\u6708\uff0c\u53d7\u53bb\u5e74\u540c\u671f\u8f83\u9ad8\u57fa\u6570\u5f71\u54cd\uff0c\u89c4\u6a21\u4ee5\u4e0a\u5de5\u4e1a\u4f01\u4e1a\u76c8\u5229\u6309\u5e74\u589e\u957f4.2%\uff0c\u589e\u901f\u6709\u6240\u653e\u7f13\u3002\u4e0d\u8fc7\uff0c\u5de5\u4e1a\u4f01\u4e1a\u6bdb\u76c8\u5229\u4ecd\u589e\u957f7.5%\uff0c\u6bd47\u6708\u52a0\u5feb1.9\u4e2a\u767e\u5206\u70b9\u3002 \u5176\u4e2d\uff0c\u7535\u5b50\u884c\u4e1a\u8868\u73b0\u5c24\u5176\u7a81\u51fa\u3002 \u968f\u7740\u4eba\u5de5\u667a\u80fd\uff08AI\uff09\u7b49\u65b0\u6280\u672f\u5e94\u7528\u52a0\u901f\uff0c\u4ee5\u53ca\u76f8\u5173\u9700\u6c42\u6301\u7eed\u6269\u5927\uff0c\u7535\u5b50\u884c\u4e1a\u99968\u4e2a\u6708\u76c8\u5229\u6309\u5e74\u589e\u957f1.1\u500d\uff0c\u5bf9\u5168\u90e8\u89c4\u6a21\u4ee5\u4e0a\u5de5\u4e1a\u4f01\u4e1a\u76c8\u5229\u589e\u957f\u7684\u8d21\u732e\u7387\u8fbe\u523062%\u3002 AI\u3001\u6676\u7247\u9700\u6c42\u5e26\u52a8\u591a\u4e2a\u9886\u57df \u6570\u636e\u663e\u793a\uff0c\u65b0\u80fd\u6e90\u6c7d\u8f66\u3001\u7269\u8054\u7f51\u53ca\u7b97\u529b\u4e2d\u5fc3\u7b49\u65b0\u5174\u5e94\u7528\u573a\u666f\u6301\u7eed\u6269\u5927\uff0c\u8fdb\u4e00\u6b65\u63a8\u5347\u6676\u7247\u9700\u6c42\u3002 \u4e0e\u7535\u5b50\u4ea7\u4e1a\u76f8\u5173\u7684\u5149\u7535\u5b50\u5668\u4ef6\u5236\u9020\u3001\u534a\u5bfc\u4f53\u5206\u7acb\u5668\u4ef6\u5236\u9020\uff0c\u99968\u4e2a\u6708\u76c8\u5229\u5206\u522b\u589e\u957f72%\u53ca51.8%\u3002 \u4e0e\u6b64\u540c\u65f6\uff0c\u7535\u5b50\u57fa\u7840\u539f\u6750\u6599\u9886\u57df\u4e5f\u4fdd\u6301\u5feb\u901f\u589e\u957f\uff0c\u7535\u5b50\u4e13\u7528\u6750\u6599\u5236\u9020\u76c8\u5229\u589e\u957f2.3\u500d\uff0c\u7535\u5b50\u7535\u8def\u5236\u9020\u76c8\u5229\u5219\u589e\u957f49.1%\u3002 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