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\n<\/div>\n

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\u4f5c\u4e3a\u7ed8\u672c\u7275\u5934\u4e13\u5bb6\uff0c\u4e0a\u6d77\u4ea4\u901a\u5927\u5b66\u533b\u5b66\u9662\u9644\u5c5e\u4e0a\u6d77\u513f\u7ae5\u533b\u5b66\u4e2d\u5fc3\u76ae\u80a4\u79d1\u9093\u4e39\u4e3b\u4efb\u5728\u73b0\u573a\u89e3\u8bfb\u9053\uff1a”\u7279\u5e94\u6027\u76ae\u708e\u5b9d\u5b9d\u7684\u76ae\u80a4\u5c4f\u969c\u5c31\u50cf\u4e00\u9762\u8fd8\u6ca1\u780c\u7262\u7684\u5899\uff0c\u8138\u76ae\u8584\u3001\u4fdd\u6e7f\u56e0\u5b50\u50a8\u5907\u5c11\u3001\u5c4f\u969c\u6f0f\u6d1e\u591a\uff0c\u52a0\u4e0a\u9057\u4f20\u8fc7\u654f\u4f53\u8d28\u4e0e\u98df\u7269\u3001\u5c18\u87a8\u7b49\u73af\u5883\u523a\u6fc0\uff0c\u6781\u6613\u53cd\u590d\u53d1\u4f5c\u3002\u6211\u4eec\u5e0c\u671b\u901a\u8fc7\u7ed8\u672c\u5e2e\u52a9\u5bb6\u957f\u6811\u7acb\u6d88\u75b9\u6b62\u75d2\u3001\u51cf\u5c11\u590d\u53d1\u3001\u89c4\u907f\u9f3b\u708e\u54ee\u5598\u7b49\u5e76\u53d1\u75c7\u3001\u4fdd\u969c\u751f\u957f\u53d1\u80b2\u4ee5\u53ca\u6539\u5584\u7761\u7720\u4e94\u5927\u62a4\u7406\u76ee\u6807\uff0c\u901a\u8fc7\u89c2\u5bdf\u7619\u75d2\u7a0b\u5ea6\u3001\u76ae\u75b9\u90e8\u4f4d\u548c\u5bb6\u65cf\u53f2\u521d\u6b65\u8bc6\u522b\uff0c\u8bb0\u4f4f’\u80fd\u81ea\u67e5\u3001\u522b\u81ea\u8bca\u3001\u6700\u7ec8\u8fd8\u5f97\u770b\u533b\u751f’\u3002”<\/p>\n

\u9488\u5bf9\u5bb6\u957f\u5728\u5c45\u5bb6\u62a4\u7406\u4e2d\u6700\u5bb9\u6613\u8e29\u5751\u7684\u5b9e\u64cd\u7ec6\u8282\uff0c\u9093\u4e39\u4e3b\u4efb\u7ed3\u5408\u7ed8\u672c\u4e0e\u591a\u9879\u6743\u5a01\u6307\u5357\u5171\u8bc6\uff0c\u5c06\u79d1\u5b66\u6d17\u62a4\u4e0e\u8863\u98df\u4f4f\u884c\u7684\u8981\u9886\u603b\u7ed3\u4e3a\u4e00\u5957\u597d\u8bb0\u6613\u884c\u7684\u5bb6\u5ead\u65b9\u6cd5\uff1a\u65e5\u5e38\u6d17\u6fa1\u8981\u8bb2\u7a76”\u901f\u6218\u901f\u51b3\u3001\u6e29\u6c34\u8f7b\u6d17”\uff0c\u6c34\u6e29\u63a7\u5236\u572832\u81f337\u2103\uff0c\u6bcf\u6b21\u6d175-10\u5206\u949f\u5373\u53ef\uff1b\u6d17\u5b8c\u6fa1\u540e\u76843-5\u5206\u949f\u76ae\u80a4\u8fd8\u5e26\u6709\u6e7f\u6da6\u611f\uff0c\u662f\u6d82\u62b9\u6da6\u80a4\u971c\u7684”\u9ec4\u91d1\u65f6\u95f4”\uff0c\u5bb6\u957f\u5e94\u9075\u5faa”\u53ca\u65f6\u3001\u89c4\u5f8b\u3001\u8db3\u91cf\u3001\u6e29\u548c”\u539f\u5219\uff0c\u6bcf\u5929\u81f3\u5c11\u6d82\u62b92\u6b21\uff0c\u6bcf\u5468\u8db3\u91cf\u7528\u5b8c150\u81f3200\u514b\u6da6\u80a4\u971c\u3002<\/p>\n

\u9093\u4e39\u4e3b\u4efb\u63d0\u9192\uff0c\u6da6\u80a4\u8d35\u5728\u575a\u6301\uff0c\u4f46\u4e5f\u8981\u8eb2\u5f00”\u65e0\u6548\u62a4\u80a4”\u548c”\u70c2\u8138\u523a\u5ba2”\uff1a\u5bb6\u957f\u53ef\u6839\u636e\u5b9d\u5b9d\u76ae\u80a4\u5e72\u71e5\u7a0b\u5ea6\u9009\u62e9\u8f6f\u818f\u3001\u971c\u5242\u6216\u4e73\u6db2\u51dd\u80f6\uff0c\u8ba4\u51c6B5\u6cdb\u9187\u3001\u4eff\u751f\u80ce\u8102\u7b49\u5c4f\u969c\u4fee\u590d\u3001\u4fdd\u6e7f\u6ecb\u6da6\u53ca\u6297\u708e\u6297\u523a\u6fc0\u7684\u53cb\u597d\u6210\u5206\uff0c\u907f\u5f00\u9999\u7cbe\u3001\u8272\u7d20\u3001\u9152\u7cbe\u53ca\u81f4\u654f\u9632\u8150\u5242\u3002\u6b64\u5916\uff0c\u65e5\u5e38\u5efa\u8bae\u4e3a\u5b9d\u5b9d\u7a7f\u7740\u7eaf\u68c9\u900f\u6c14\u8863\u7269\uff0c\u672a\u786e\u8bca\u98df\u7269\u8fc7\u654f\u524d\u4e0d\u76f2\u76ee\u5fcc\u53e3\uff0c\u5c06\u5ba4\u5185\u6e29\u5ea6\u4fdd\u6301\u572820\u81f326\u2103\u3001\u6e7f\u5ea6\u63a7\u5236\u572840%\u81f360%\uff0c\u9047\u5230\u7a81\u53d1\u5267\u75d2\u65f6\u5148\u51b7\u657715\u81f320\u5206\u949f\u6216\u6d82\u62b9\u51b7\u85cf\u540e\u7684\u6da6\u80a4\u971c\u3001\u53ca\u65f6\u526a\u77ed\u5b9d\u5b9d\u6307\u7532\uff0c\u6709\u52a9\u4e8e\u7ba1\u4f4f”\u7619\u75d2-\u6414\u6293”\u7684\u6076\u6027\u5faa\u73af\uff0c\u8ba9\u5b9d\u5b9d\u5b89\u7a33\u5165\u7761\u3002<\/p>\n

\u4e5d\u5e74\u540c\u884c\u8fdb\u535a\uff0c\u79d1\u5b66\u5b88\u62a4\u5b9d\u5b9d\u808c\u80a4<\/p>\n

\u642d\u5efa\u4e13\u4e1a\u533b\u5b66\u4ea4\u6d41\u5e73\u53f0\u3001\u516c\u76ca\u652f\u6301\u79d1\u666e\u7ed8\u672c\u8d70\u8fdb\u5343\u5bb6\u4e07\u6237\uff0c\u80cc\u540e\u4f53\u73b0\u7684\u662f\u62dc\u8033\u4e00\u4ee5\u8d2f\u4e4b\u7684\u79d1\u5b66\u7406\u5ff5\u4e0e\u516c\u76ca\u521d\u5fc3\u3002\u4f5c\u4e3a\u8fde\u7eed\u4e5d\u5e74\u53c2\u5c55\u7684\u8fdb\u535a”\u5168\u52e4\u751f”\uff0c\u62dc\u8033\u5065\u5eb7\u6d88\u8d39\u54c1\u6b64\u6b21\u56f4\u7ed5\u8425\u517b\u8865\u5145\u3001\u6bcd\u5a74\u5065\u5eb7\u3001\u76ae\u80a4\u548c\u5934\u76ae\u62a4\u7406\u7b49\u591a\u5143\u9700\u6c42\uff0c\u5e26\u67657\u6b3e\u5168\u7403\u9996\u5c55\u65b0\u54c1\uff08\u542b4\u6b3e”\u8fdb\u535a\u5b9d\u5b9d”\uff09\u3002<\/p>\n

\u4f5c\u4e3a\u62e5\u670980\u4f59\u5e74\u7cbe\u7814\u5386\u53f2\u3001\u7545\u9500\u5168\u7403150\u591a\u4e2a\u56fd\u5bb6\u548c\u5730\u533a\u7684B5\u6cdb\u9187\u5148\u9a71\u54c1\u724c\uff0c\u62dc\u8033\u65d7\u4e0b\u8d1d\u4e50\u6b23\u59cb\u7ec8\u4ee5\u79d1\u5b66\u4e3a\u6307\u5bfc\uff0c\u6784\u5efa\u8d77\u4e13\u4e1a\u5a74\u7ae5\u529f\u6548\u62a4\u80a4\u4ea7\u54c1\u7ebf\uff1a\u6b64\u6b21\u4eae\u76f8\u7684”\u8fdb\u535a\u5b9d\u5b9d”\u8d1d\u4e50\u6b23B5\u7cbe\u534e\u6da6\u80a4\u971c\uff0c\u91c7\u7528B5\u6cdb\u9187\u534f\u540c\u4eff\u751f\u80ce\u8102\u53caSymCalmin\u7684\u914d\u65b9\u4f53\u7cfb\uff0c\u957f\u6548\u6df1\u6da6\u3001\u8212\u7f13\u5e72\u7ea2\uff1b\u540c\u53f0\u8fdb\u535a\u9996\u79c0\u7684B5\u7cbe\u534e\u6c34\u51dd\u7cfb\u5217\uff08\u542b\u6c34\u51dd\u971c\u548c\u5fae\u51dd\u9732\uff09\u4e13\u4e3a\u590f\u5b63\u6253\u9020\uff0c\u51b0\u6c99\u8d28\u5730\u4e00\u62b9\u6c81\u51c9\uff0c\u8212\u7f13\u6652\u7ea2\u4e0e\u5e72\u75d2\uff0c\u8fde\u540cB5\u7cbe\u534e\u62a4\u81c0\u818f\u3001\u9762\u971c\u53ca\u6d17\u6c90\u6ce1\u6ce1\uff0c\u5168\u65b9\u4f4d\u56de\u5e94\u4e2d\u56fd\u5b9d\u5b9d\u4e0d\u540c\u5b63\u8282\u4e0e\u573a\u666f\u7684\u808c\u80a4\u62a4\u7406\u9700\u6c42\u3002<\/p>\n

\u62dc\u8033\u5927\u4e2d\u534e\u533a\u53ca\u4e1c\u5317\u4e9a\u533a\u4f20\u64ad\u526f\u603b\u88c1\u5f20\u857e\u8868\u793a\uff1a”\u5bf9\u4e8e\u60a3\u6709\u7279\u5e94\u6027\u76ae\u708e\u7684\u5b69\u5b50\u548c\u5bb6\u5ead\u800c\u8a00\uff0c\u76ae\u80a4\u5065\u5eb7\u4e0d\u4ec5\u662f\u4e00\u4e2a\u533b\u5b66\u8bdd\u9898\uff0c\u66f4\u4e0e\u6bcf\u4e00\u5929\u7684\u751f\u6d3b\u606f\u606f\u76f8\u5173\u3002\u62dc\u8033\u4ee5\u516c\u76ca\u652f\u6301\u7684\u65b9\u5f0f\u52a9\u529b\u300a\u4e00\u8d77\u64e6\u9999\u9999\u2014\u2014\u5a74\u5e7c\u513f\u7279\u5e94\u6027\u76ae\u708e\u62a4\u7406\u6307\u5357\u300b\u7ed8\u672c\u53d1\u5e03\uff0c\u65e2\u4f53\u73b0\u4e86\u6211\u4eec\u5bf9\u5065\u5eb7\u79d1\u666e\u516c\u76ca\u4ef7\u503c\u7684\u91cd\u89c6\uff0c\u4e5f\u662f\u8df5\u884c’\u5171\u4eab\u5065\u5eb7\uff0c\u6d88\u9664\u9965\u997f’\u516c\u53f8\u613f\u666f\u3001\u52a9\u529b\u516c\u4f17\u62e5\u6709\u66f4\u5065\u5eb7\u751f\u6d3b\u7684\u5177\u4f53\u884c\u52a8\u3002\u6211\u4eec\u76f8\u4fe1\uff0c\u8d4b\u80fd\u5065\u5eb7\u4e0d\u4ec5\u662f\u63d0\u4f9b\u503c\u5f97\u4fe1\u8d56\u7684\u4ea7\u54c1\uff0c\u66f4\u662f\u5e2e\u52a9\u516c\u4f17\u83b7\u5f97\u79d1\u5b66\u3001\u5b9e\u7528\u7684\u5065\u5eb7\u77e5\u8bc6\u3002\u5e0c\u671b\u501f\u8fdb\u535a\u4f1a\u7684\u5e73\u53f0\uff0c\u8ba9\u79d1\u5b66\u8d70\u51fa\u4e13\u4e1a\u4ea4\u6d41\u7684\u73b0\u573a\uff0c\u6210\u4e3a\u5bb6\u957f\u8eab\u8fb9\u770b\u5f97\u61c2\u3001\u7528\u5f97\u4e0a\u7684\u53c2\u8003\uff0c\u8ba9\u5bb6\u957f\u5728\u7167\u62a4\u5b69\u5b50\u65f6\u591a\u4e00\u4efd\u7406\u89e3\u4e0e\u4ece\u5bb9\uff0c\u7528\u79d1\u5b66\u7684\u529b\u91cf\u5b88\u62a4\u6bcf\u4e00\u5bf8\u7a1a\u5ae9\u808c\u80a4\uff0c\u966a\u4f34\u6bcf\u4e00\u4e2a\u5b69\u5b50\u6b23\u7136\u6210\u957f\u3002”<\/p>\n

\n

[1] \u4e2d\u534e\u533b\u5b66\u4f1a\u76ae\u80a4\u6027\u75c5\u5b66\u5206\u4f1a\u513f\u7ae5\u76ae\u80a4\u75c5\u5b66\u7ec4. \u4e2d\u56fd\u513f\u7ae5\u7279\u5e94\u6027\u76ae\u708e\u8bca\u7597\u5171\u8bc6(2017\u7248)[J]. \u4e2d\u534e\u76ae\u80a4\u79d1\u6742\u5fd7, 2017, 50(11): 784-789.
[2] \u4e2d\u56fd\u5987\u5e7c\u4fdd\u5065\u534f\u4f1a\u513f\u7ae5\u53d8\u6001\u53cd\u5e94\u4e13\u4e1a\u59d4\u5458\u4f1a, \u7b49. \u513f\u7ae5\u7279\u5e94\u6027\u76ae\u708e\u975e\u836f\u7269\u5e72\u9884\u7ba1\u7406\u4e13\u5bb6\u5171\u8bc6[J]. \u4e34\u5e8a\u513f\u79d1\u6742\u5fd7, 2026, 44(5): 381-393.<\/span><\/p>\n<\/div>\n

###<\/p>\n

\u5a92\u4f53\u8054\u7cfb\uff1a
Tel: +86 021 8057 6850<\/p>\n

\n<\/div>\n

SOURCE \u62dc\u8033<\/p>","protected":false},"excerpt":{"rendered":"

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[1] \u4e2d\u534e\u533b\u5b66\u4f1a\u76ae\u80a4\u6027\u75c5\u5b66\u5206\u4f1a\u513f\u7ae5\u76ae\u80a4\u75c5\u5b66\u7ec4. \u4e2d\u56fd\u513f\u7ae5\u7279\u5e94\u6027\u76ae\u708e\u8bca\u7597\u5171\u8bc6(2017\u7248)[J]. \u4e2d\u534e\u76ae\u80a4\u79d1\u6742\u5fd7, 2017, 50(11): 784-789.[2] \u4e2d\u56fd\u5987\u5e7c\u4fdd\u5065\u534f\u4f1a\u513f\u7ae5\u53d8\u6001\u53cd\u5e94\u4e13\u4e1a\u59d4\u5458\u4f1a, \u7b49. \u513f\u7ae5\u7279\u5e94\u6027\u76ae\u708e\u975e\u836f\u7269\u5e72\u9884\u7ba1\u7406\u4e13\u5bb6\u5171\u8bc6[J]. \u4e34\u5e8a\u513f\u79d1\u6742\u5fd7, 2026, 44(5): 381-393. ### \u5a92\u4f53\u8054\u7cfb\uff1aTel: +86 021 8057 6850 SOURCE \u62dc\u8033<\/p>\n","protected":false},"author":0,"featured_media":32101,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[],"class_list":["post-32100","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pr-newswire"],"yoast_head":"\n\u628a\u62a4\u7406\u6307\u5357\u753b\u6210\u7ed8\u672c\uff0c\u8fdb\u535a\u4f1a\u4e0a\u7ed9\u76ae\u80a4\u5e72\u75d2\u7ea2\u7684\u5b9d\u5b9d\u652f\u51e0\u62db - Money Compass CN<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/moneycompass.com.my\/cn\/\u628a\u62a4\u7406\u6307\u5357\u753b\u6210\u7ed8\u672c\uff0c\u8fdb\u535a\u4f1a\u4e0a\u7ed9\u76ae\u80a4\u5e72\u75d2\u7ea2\u7684\u5b9d\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta 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[1] \u4e2d\u534e\u533b\u5b66\u4f1a\u76ae\u80a4\u6027\u75c5\u5b66\u5206\u4f1a\u513f\u7ae5\u76ae\u80a4\u75c5\u5b66\u7ec4. \u4e2d\u56fd\u513f\u7ae5\u7279\u5e94\u6027\u76ae\u708e\u8bca\u7597\u5171\u8bc6(2017\u7248)[J]. \u4e2d\u534e\u76ae\u80a4\u79d1\u6742\u5fd7, 2017, 50(11): 784-789.[2] \u4e2d\u56fd\u5987\u5e7c\u4fdd\u5065\u534f\u4f1a\u513f\u7ae5\u53d8\u6001\u53cd\u5e94\u4e13\u4e1a\u59d4\u5458\u4f1a, \u7b49. \u513f\u7ae5\u7279\u5e94\u6027\u76ae\u708e\u975e\u836f\u7269\u5e72\u9884\u7ba1\u7406\u4e13\u5bb6\u5171\u8bc6[J]. \u4e34\u5e8a\u513f\u79d1\u6742\u5fd7, 2026, 44(5): 381-393. ### \u5a92\u4f53\u8054\u7cfb\uff1aTel: +86 021 8057 6850 SOURCE \u62dc\u8033\" \/>\n<meta property=\"og:url\" content=\"https:\/\/moneycompass.com.my\/cn\/\u628a\u62a4\u7406\u6307\u5357\u753b\u6210\u7ed8\u672c\uff0c\u8fdb\u535a\u4f1a\u4e0a\u7ed9\u76ae\u80a4\u5e72\u75d2\u7ea2\u7684\u5b9d\/\" \/>\n<meta property=\"og:site_name\" content=\"Money Compass CN\" \/>\n<meta property=\"article:published_time\" 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[1] \u4e2d\u534e\u533b\u5b66\u4f1a\u76ae\u80a4\u6027\u75c5\u5b66\u5206\u4f1a\u513f\u7ae5\u76ae\u80a4\u75c5\u5b66\u7ec4. \u4e2d\u56fd\u513f\u7ae5\u7279\u5e94\u6027\u76ae\u708e\u8bca\u7597\u5171\u8bc6(2017\u7248)[J]. \u4e2d\u534e\u76ae\u80a4\u79d1\u6742\u5fd7, 2017, 50(11): 784-789.[2] \u4e2d\u56fd\u5987\u5e7c\u4fdd\u5065\u534f\u4f1a\u513f\u7ae5\u53d8\u6001\u53cd\u5e94\u4e13\u4e1a\u59d4\u5458\u4f1a, \u7b49. \u513f\u7ae5\u7279\u5e94\u6027\u76ae\u708e\u975e\u836f\u7269\u5e72\u9884\u7ba1\u7406\u4e13\u5bb6\u5171\u8bc6[J]. \u4e34\u5e8a\u513f\u79d1\u6742\u5fd7, 2026, 44(5): 381-393. ### \u5a92\u4f53\u8054\u7cfb\uff1aTel: +86 021 8057 6850 SOURCE \u62dc\u8033","og_url":"https:\/\/moneycompass.com.my\/cn\/\u628a\u62a4\u7406\u6307\u5357\u753b\u6210\u7ed8\u672c\uff0c\u8fdb\u535a\u4f1a\u4e0a\u7ed9\u76ae\u80a4\u5e72\u75d2\u7ea2\u7684\u5b9d\/","og_site_name":"Money Compass 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